Analysis
Based on comparable mathematics programs in Oregon, Western Oregon's estimated debt load of $19,417 is manageable—roughly half of what graduates might expect to earn in their first year. That's better than the national median debt for math degrees and suggests the program keeps costs reasonable, which matters given that 40% of students receive Pell grants.
The concern is that first-year earnings hover around $41,000, trailing the national median for math bachelor's degrees by about $7,500. Oregon State's math graduates start closer to $45,000, though Western Oregon beats Portland State and significantly outpaces University of Oregon in these estimates. For a field that typically leads to solid career earnings, starting at $41,000 isn't alarming—many math graduates enter teaching or pursue graduate school—but it does mean the financial payoff may take longer to materialize than at larger research universities.
The key question is what your child plans to do with the degree. If they're headed toward teaching in Oregon or need an affordable path to a math credential before graduate school, the low debt makes this workable. If they're targeting quantitative careers in tech or finance where starting salaries matter, the trajectory suggested by peer programs indicates they might launch from a lower base than graduates of Oregon's flagship universities.
Where Western Oregon University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Oregon
Mathematics bachelors's programs at peer institutions in Oregon (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,025 | $41,316* | — | $19,417* | — | |
| $13,494 | $45,204* | $58,658 | $19,417* | 0.43 | |
| $12,594 | $45,204* | $58,658 | $19,417* | 0.43 | |
| $11,238 | $37,427* | $63,659 | $26,480* | 0.71 | |
| $15,669 | $25,241* | $62,817 | $15,475* | 0.61 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Oregon University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in OR. Actual outcomes may vary.