Finance and Financial Management Services at Western Washington University
Bachelor's Degree
Analysis
Western Washington University's finance program starts below both state and national medians but shows strong momentum, with earnings jumping 35% to reach $70,265 by year four—surpassing even UW-Seattle graduates at that point. That four-year mark puts graduates well above what most finance programs deliver nationally, suggesting the program builds skills that employers increasingly value.
The challenge is the first year out. At $51,984, recent graduates earn about $4,400 less than the Washington state median for finance majors and trail all but one comparable program in the state. However, the manageable $20,610 debt load—lower than the state median of $18,418—means graduates aren't financially stressed while they build experience. The debt-to-earnings ratio of 0.40 is quite reasonable, even with those lower starting salaries.
For a student choosing between WWU and pricier alternatives like Seattle University, this becomes a calculation about patience. If your child can weather a modest first year (perhaps through living at home or shared housing), they'll likely catch up quickly. The 91% admission rate also means this opportunity is accessible to most applicants. WWU finance makes sense for students willing to play the long game rather than expecting immediate post-graduation prestige.
Where Western Washington University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Western Washington University graduates compare to all programs nationally
Western Washington University graduates earn $52k, placing them in the 41th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Washington
Finance and Financial Management Services bachelors's programs at peer institutions in Washington (7 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Western Washington University | $51,984 | $70,265 | $20,610 | 0.40 |
| University of Washington-Seattle Campus | $63,500 | $94,385 | $14,208 | 0.22 |
| University of Washington-Tacoma Campus | $63,500 | $94,385 | $14,208 | 0.22 |
| Washington State University | $56,947 | $70,504 | $19,762 | 0.35 |
| Seattle University | $55,823 | $70,076 | $24,000 | 0.43 |
| Eastern Washington University | $48,728 | $60,166 | $17,074 | 0.35 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Washington
Compare tuition, earnings, and debt across Washington schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Washington-Seattle Campus Seattle | $12,643 | $63,500 | $14,208 |
| University of Washington-Tacoma Campus Tacoma | $12,817 | $63,500 | $14,208 |
| Washington State University Pullman | $12,997 | $56,947 | $19,762 |
| Seattle University Seattle | $54,285 | $55,823 | $24,000 |
| Eastern Washington University Cheney | $8,353 | $48,728 | $17,074 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Washington University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 70 graduates with reported earnings and 65 graduates with debt data. Small samples may not be representative.