Median Earnings (1yr)
$51,984
41st percentile (40th in WA)
Median Debt
$20,610
12% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
70
Adequate data

Analysis

Western Washington University's finance program starts below both state and national medians but shows strong momentum, with earnings jumping 35% to reach $70,265 by year four—surpassing even UW-Seattle graduates at that point. That four-year mark puts graduates well above what most finance programs deliver nationally, suggesting the program builds skills that employers increasingly value.

The challenge is the first year out. At $51,984, recent graduates earn about $4,400 less than the Washington state median for finance majors and trail all but one comparable program in the state. However, the manageable $20,610 debt load—lower than the state median of $18,418—means graduates aren't financially stressed while they build experience. The debt-to-earnings ratio of 0.40 is quite reasonable, even with those lower starting salaries.

For a student choosing between WWU and pricier alternatives like Seattle University, this becomes a calculation about patience. If your child can weather a modest first year (perhaps through living at home or shared housing), they'll likely catch up quickly. The 91% admission rate also means this opportunity is accessible to most applicants. WWU finance makes sense for students willing to play the long game rather than expecting immediate post-graduation prestige.

Where Western Washington University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Western Washington UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Western Washington University graduates compare to all programs nationally

Western Washington University graduates earn $52k, placing them in the 41th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Washington

Finance and Financial Management Services bachelors's programs at peer institutions in Washington (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Western Washington University$51,984$70,265$20,6100.40
University of Washington-Seattle Campus$63,500$94,385$14,2080.22
University of Washington-Tacoma Campus$63,500$94,385$14,2080.22
Washington State University$56,947$70,504$19,7620.35
Seattle University$55,823$70,076$24,0000.43
Eastern Washington University$48,728$60,166$17,0740.35
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Washington

Compare tuition, earnings, and debt across Washington schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Washington-Seattle Campus
Seattle
$12,643$63,500$14,208
University of Washington-Tacoma Campus
Tacoma
$12,817$63,500$14,208
Washington State University
Pullman
$12,997$56,947$19,762
Seattle University
Seattle
$54,285$55,823$24,000
Eastern Washington University
Cheney
$8,353$48,728$17,074

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Washington University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 65 graduates with debt data. Small samples may not be representative.