Median Earnings (1yr)
$35,004
43rd percentile (40th in MA)
Median Debt
$27,000
At national median
Debt-to-Earnings
0.77
Manageable
Sample Size
204
Adequate data

Analysis

The $35,000 starting salary at Westfield State sits below both the Massachusetts median ($39,140) and the national average for liberal arts programs—placing it in the 40th percentile statewide. That gap of roughly $4,000 matters in a state where cost of living runs high, and while earnings do grow to $43,355 by year four (a solid 24% increase), graduates still trail their in-state peers at similar institutions like Worcester State by about $600 annually.

The debt load of $27,000 is manageable in absolute terms—equal to the national median—but the context changes when you consider Massachusetts students could access comparable or better outcomes at similar price points elsewhere in the state. The 0.77 debt-to-earnings ratio isn't alarming, but it doesn't offer the kind of financial cushion many families hope for when investing in a four-year degree.

For families considering Westfield State's liberal arts program, the question becomes whether the 81% admission rate and accessible price point outweigh the below-average earnings trajectory. If your student has stronger in-state options (particularly Worcester State, which shows better outcomes at similar debt levels), those merit serious consideration. This program works for students who need flexibility and access, but it's not positioning graduates for standout financial outcomes in the Massachusetts market.

Where Westfield State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Westfield State UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Westfield State University graduates compare to all programs nationally

Westfield State University graduates earn $35k, placing them in the 43th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Massachusetts (45 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Westfield State University$35,004$43,355$27,0000.77
Massachusetts Institute of Technology$103,135—$11,9350.12
Bentley University$72,333$87,110$26,0000.36
Regis College$52,559—$27,0000.51
Endicott College$45,277$44,540$15,4560.34
Worcester State University$43,996—$23,9070.54
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Massachusetts Institute of Technology
Cambridge
$60,156$103,135$11,935
Bentley University
Waltham
$58,150$72,333$26,000
Regis College
Weston
$47,770$52,559$27,000
Endicott College
Beverly
$39,212$45,277$15,456
Worcester State University
Worcester
$11,286$43,996$23,907

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Westfield State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 204 graduates with reported earnings and 244 graduates with debt data. Small samples may not be representative.