Analysis
A debt-to-earnings ratio of 0.65 looks reasonable on paper, but the Massachusetts context tells a different story. While comparable social sciences programs nationally suggest first-year earnings around $37,000, the state median for this field sits at $56,540—a substantial gap that parents should understand. Massachusetts employers in government, nonprofits, and social services typically pay social sciences graduates considerably more than the national average, which makes Westfield State's estimated positioning more concerning for a Bay State school.
The estimated $24,400 in debt is slightly below the national median but higher than what similar Massachusetts programs typically produce. When you're potentially earning 34% less than peers across the state while carrying above-average debt for the region, the financial math becomes tighter. This matters particularly for social sciences careers, where many entry paths lead to mission-driven organizations with modest but stable salary structures.
The challenge here is that without actual reported data for Westfield State's program, you're making a decision based on what similar programs produce elsewhere. If their graduates are landing positions that reach the Massachusetts median, this becomes a solid investment. If they're tracking closer to national patterns, you're looking at a longer payback period than other state options would require. Request employment outcome data directly from Westfield State's career services—where graduates actually work and what they actually earn—before committing.
Where Westfield State University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Social Sciences bachelors's programs at peer institutions in Massachusetts (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,882 | $37,459* | — | $24,423* | — | |
| $59,076 | $56,540* | $72,825 | $19,937* | 0.35 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Westfield State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.