Analysis
Westfield State's social work program shows promising trajectory despite a modest start. First-year earnings of $38,596 trail the Massachusetts median by about $1,500, placing graduates in the 40th percentile statewide—not ideal in a state where programs like Salem State and UMass Boston launch graduates near $45,000. However, the 27% earnings jump to $48,979 by year four suggests graduates gain traction relatively quickly in the field, moving well past both state and national benchmarks.
The $27,000 debt load matches the state median exactly and sits slightly above the national average, yielding a manageable 0.70 debt-to-earnings ratio. For social work—a field where public service often means accepting lower pay—this is reasonable. Parents should know their child won't be crushed by debt, though they also won't be out-earning peers from the state's top programs anytime soon.
The real consideration here is patience. If your child can weather the lower starting salary (perhaps by living at home initially or finding roommates), the earnings growth suggests this degree opens doors over time. For families prioritizing affordability and access—Westfield admits 81% of applicants—this represents a viable path into social work without the debt burden that could derail a service-oriented career.
Where Westfield State University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Westfield State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Westfield State University | $38,596 | $48,979 | +27% |
| Simmons University | $34,496 | $58,336 | +69% |
| College of Our Lady of the Elms | $40,161 | $48,462 | +21% |
| University of Massachusetts-Boston | $45,227 | $47,217 | +4% |
| Bridgewater State University | $41,187 | $45,628 | +11% |
Compare to Similar Programs in Massachusetts
Social Work bachelors's programs at peer institutions in Massachusetts (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,882 | $38,596 | $48,979 | $27,000 | 0.70 | |
| $11,978 | $45,450 | $41,045 | $27,000 | 0.59 | |
| $15,496 | $45,227 | $47,217 | $27,947 | 0.62 | |
| $11,389 | $41,187 | $45,628 | $27,000 | 0.66 | |
| $42,061 | $40,161 | $48,462 | $31,682 | 0.79 | |
| $45,538 | $34,496 | $58,336 | $27,000 | 0.78 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Westfield State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 51 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.