Median Earnings (1yr)
$38,596
64th percentile (40th in MA)
Median Debt
$27,000
2% above national median
Debt-to-Earnings
0.70
Manageable
Sample Size
51
Adequate data

Analysis

Westfield State's social work program shows promising trajectory despite a modest start. First-year earnings of $38,596 trail the Massachusetts median by about $1,500, placing graduates in the 40th percentile statewide—not ideal in a state where programs like Salem State and UMass Boston launch graduates near $45,000. However, the 27% earnings jump to $48,979 by year four suggests graduates gain traction relatively quickly in the field, moving well past both state and national benchmarks.

The $27,000 debt load matches the state median exactly and sits slightly above the national average, yielding a manageable 0.70 debt-to-earnings ratio. For social work—a field where public service often means accepting lower pay—this is reasonable. Parents should know their child won't be crushed by debt, though they also won't be out-earning peers from the state's top programs anytime soon.

The real consideration here is patience. If your child can weather the lower starting salary (perhaps by living at home initially or finding roommates), the earnings growth suggests this degree opens doors over time. For families prioritizing affordability and access—Westfield admits 81% of applicants—this represents a viable path into social work without the debt burden that could derail a service-oriented career.

Where Westfield State University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Westfield State UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Westfield State University graduates compare to all programs nationally

Westfield State University graduates earn $39k, placing them in the 64th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Social Work bachelors's programs at peer institutions in Massachusetts (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Westfield State University$38,596$48,979$27,0000.70
Salem State University$45,450$41,045$27,0000.59
University of Massachusetts-Boston$45,227$47,217$27,9470.62
Bridgewater State University$41,187$45,628$27,0000.66
College of Our Lady of the Elms$40,161$48,462$31,6820.79
Simmons University$34,496$58,336$27,0000.78
National Median$37,296—$26,3620.71

Other Social Work Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Salem State University
Salem
$11,978$45,450$27,000
University of Massachusetts-Boston
Boston
$15,496$45,227$27,947
Bridgewater State University
Bridgewater
$11,389$41,187$27,000
College of Our Lady of the Elms
Chicopee
$42,061$40,161$31,682
Simmons University
Boston
$45,538$34,496$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Westfield State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 51 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.