Analysis
Washington State's business programs typically produce stronger outcomes than the national average, with a median of $40,588 versus $36,591 nationally. While Whatcom's figures are estimated from national benchmarks due to small class sizes, similar programs in the state—like those at Tacoma and Clark Community Colleges—show first-year earnings exceeding $40,000. This suggests Whatcom's actual outcomes could align more closely with state norms than the national estimate implies, though the college's location in Bellingham may create different employment dynamics than more urban campuses.
The estimated debt load of $11,500 matches the state median and translates to a debt-to-earnings ratio of 0.31—manageable if the program delivers outcomes in line with Washington peers. That would mean roughly three months of gross earnings to cover the full debt burden, a reasonable trade-off for an associate's degree that can lead to immediate employment or transfer to a four-year program. The relatively low Pell grant percentage (19%) suggests this program may attract students with more financial resources or those working while attending part-time.
The gap between Washington's typical business graduate earnings and the national estimate is substantial enough that prospective students should investigate Whatcom's specific transfer agreements and employer partnerships. An associate's in business can serve multiple purposes—quick workforce entry, foundational coursework before transfer, or career pivoting—but the value depends heavily on which path your child intends to pursue and whether local employers recognize Whatcom's credential.
Where Whatcom Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Washington
Business/Commerce associates's programs at peer institutions in Washington (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,146 | $36,591* | — | $11,500* | — | |
| $4,920 | $40,863* | $45,421 | $11,500* | 0.28 | |
| $4,632 | $40,313* | $52,458 | $10,441* | 0.26 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Whatcom Community College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.