Analysis
A debt-to-earnings ratio of 0.61 looks manageable on paper, but there's a Washington state reality that complicates this picture. While similar education programs in the state suggest first-year earnings around $44,200—which matches the national 75th percentile—the estimated $27,000 debt burden here significantly exceeds what most Washington education graduates carry. The state median debt for this degree sits at just $15,729, meaning comparable programs typically send graduates into the workforce with roughly half the financial obligation.
This gap matters because teaching salaries don't leave much room for aggressive loan repayment. The estimated earnings align with what University of Washington campuses report, but those programs produce far lower debt loads with actual reported figures. For an adult degree program serving nearly half Pell-eligible students, higher debt could reflect the realities of non-traditional student financing, but it still translates to years of heavier monthly payments on an educator's salary.
If your child is committed to teaching and this program's structure fits their life circumstances, the debt level won't derail their career—but they should understand they're likely taking on more financial burden than peers at other Washington education programs. Before committing, compare the actual costs across Washington schools offering education degrees, as the financial variation appears significant even when career outcomes look similar.
Where Whitworth University-Adult Degree Programs Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Washington
Education bachelors's programs at peer institutions in Washington (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $44,201* | — | $27,000* | — | |
| $12,643 | $44,201* | — | $15,729* | 0.36 | |
| $12,559 | $44,201* | — | $15,729* | 0.36 | |
| $12,817 | $44,201* | — | $15,729* | 0.36 | |
| $59,900 | $20,039* | — | $27,000* | 1.35 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Whitworth University-Adult Degree Programs, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in WA. Actual outcomes may vary.