Finance and Financial Management Services (Bachelor's Degree) at Williams Baptist University

Est. Earnings (1yr)

$53,536

Est. from AR median (6 programs)

Est. Median Debt

$25,812

Est. from national median (159 programs)

Analysis

Williams Baptist's finance program appears to land right at the Arkansas median for first-year earnings—estimated at $53,536 based on six comparable programs across the state. That puts it in the middle of the pack for Arkansas finance degrees, though notably below what University of Arkansas at Little Rock graduates earn ($60,521) and just slightly behind the larger state universities. The estimated debt of $25,812 is higher than what most Arkansas finance programs typically carry ($21,118 median), though the resulting debt-to-earnings ratio of 0.48 remains manageable by standard financial planning metrics.

What complicates this picture is that both figures are estimates derived from peer programs rather than Williams Baptist's actual outcomes. With nearly half the student body receiving Pell grants and an average SAT of 1018, the school serves a different population than some of the comparison schools, which could affect how these estimates translate in practice. The national earnings benchmark of $53,590 suggests the Arkansas market pays roughly what finance graduates earn elsewhere, so geographic disadvantage isn't a concern.

For a family considering this program, the core question is whether Williams Baptist offers something—perhaps smaller classes, personal attention, or faith-based education—that justifies taking on slightly more debt than at peer institutions for similar expected earnings. Without school-specific outcome data, you're betting on the school's ability to deliver results consistent with Arkansas's mid-tier finance programs.

Where Williams Baptist University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Arkansas

Finance and Financial Management Services bachelors's programs at peer institutions in Arkansas (11 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Williams Baptist UniversityWalnut Ridge	$20,330	$53,536*	—	$25,812*	—
University of Arkansas at Little RockLittle Rock	$8,455	$60,521*	$49,203	$20,152*	0.33
University of ArkansasFayetteville	$9,748	$56,387*	$69,566	$22,924*	0.41
Harding UniversitySearcy	$24,888	$53,876*	$75,356	$27,250*	0.51
Ouachita Baptist UniversityArkadelphia	$32,480	$53,195*	$59,472	$21,320*	0.40
University of Central ArkansasConway	$10,118	$44,343*	$58,261	$20,000*	0.45
National Median	—	$53,590*	—	$23,332*	0.44

* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Williams Baptist University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in AR. Actual outcomes may vary.