Analysis
With estimated debt around $27,000 against first-year earnings near $37,500, this bachelor's in social sciences lands squarely in the middle of what similar programs nationally produce—neither a standout nor a red flag. The debt-to-earnings ratio of 0.72 suggests graduates would need roughly 72% of their first year's salary to pay off student loans, which is manageable but requires discipline. That's about $300-400 monthly on a standard repayment plan, leaving modest room for other expenses on an entry-level social sciences salary.
The challenge here is specificity: both figures come from peer programs nationally since Wilmington's graduate cohort is too small for the Department of Education to publish actual outcomes. This means your child's experience could differ significantly based on their exact major within social sciences, career path, and how well Wilmington's local network translates into job opportunities in southwestern Ohio. Schools with open admission policies and modest test scores sometimes struggle with completion rates, which matters when debt accrues but a degree doesn't.
The practical question is whether this investment makes sense given your child's specific goals. If they're pursuing social work, counseling, or another field requiring graduate education, understand that this debt is just the starting point. If they're headed toward entry-level nonprofit or government work, these numbers suggest a tight but workable financial picture—assuming they graduate on time and land steady employment.
Where Wilmington College Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,962 | $37,459* | — | $26,975* | — | |
| $40,890 | $61,612* | — | $47,010* | 0.76 | |
| $63,946 | $61,389* | $80,320 | $11,000* | 0.18 | |
| $12,643 | $57,538* | $79,100 | $20,559* | 0.36 | |
| $59,076 | $56,540* | $72,825 | $19,937* | 0.35 | |
| $19,000 | $56,221* | $42,471 | $25,805* | 0.46 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wilmington College, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.