Finance and Financial Management Services at Wingate University
Bachelor's Degree
Analysis
Wingate's finance program produces graduates earning $46,591 in their first year—roughly $5,000 below the North Carolina median and $7,000 below the national average for finance majors. At the state level, this places Wingate squarely in the middle of the pack among NC finance programs, though well behind the state's leading universities like Wake Forest and Elon. The debt load of $22,500 matches the state median and sits slightly below the national average, creating a debt-to-earnings ratio of 0.48 that's manageable but not particularly impressive for a business degree.
The concerning piece is the national comparison: landing in just the 18th percentile means 82% of finance programs nationwide prepare students for better-earning outcomes. For a family weighing a private university tuition bill, that's a significant gap. Finance degrees typically command strong salaries because they lead to lucrative careers in banking, investment management, and corporate finance—but those outcomes require either the right connections, geographic proximity to financial centers, or a school's reputation opening doors. Wingate's 85% admission rate and mid-range SAT scores suggest it may struggle to compete for the most competitive finance internships and entry-level positions.
The small sample size here is worth noting—with fewer than 30 graduates tracked, a few outliers could skew the picture considerably. That said, if you're comparing costs and considering in-state options, UNC Charlotte delivers comparable outcomes at public university pricing.
Where Wingate University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Wingate University graduates compare to all programs nationally
Wingate University graduates earn $47k, placing them in the 18th percentile of all finance and financial management services bachelors programs nationally.
Compare to Similar Programs in North Carolina
Finance and Financial Management Services bachelors's programs at peer institutions in North Carolina (19 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Wingate University | $46,591 | — | $22,500 | 0.48 |
| Wake Forest University | $85,944 | $113,398 | $19,500 | 0.23 |
| Elon University | $66,614 | $87,590 | $19,500 | 0.29 |
| Campbell University | $60,445 | $67,345 | $25,000 | 0.41 |
| Appalachian State University | $52,004 | $69,084 | $21,267 | 0.41 |
| University of North Carolina at Charlotte | $51,628 | $65,028 | $22,400 | 0.43 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in North Carolina
Compare tuition, earnings, and debt across North Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Wake Forest University Winston-Salem | $64,758 | $85,944 | $19,500 |
| Elon University Elon | $44,536 | $66,614 | $19,500 |
| Campbell University Buies Creek | $40,410 | $60,445 | $25,000 |
| Appalachian State University Boone | $7,541 | $52,004 | $21,267 |
| University of North Carolina at Charlotte Charlotte | $7,214 | $51,628 | $22,400 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wingate University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 19 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.