Analysis
Borrowing roughly $24,000 to earn around $38,700 in your first year teaching represents a manageable debt load by education degree standards—the 0.63 debt-to-earnings ratio falls comfortably below the threshold where loan payments typically strain budgets. These figures come from national benchmarks for bachelor's-level education programs, since Winthrop's specific graduate outcomes aren't publicly available due to small sample sizes. Still, the estimated debt sits slightly below what education graduates nationally carry ($26,522 median), which matters when you're entering a profession with predictable but modest starting salaries.
The real question for families is whether teaching is the right career path, since compensation in education tends to follow standardized salary schedules rather than market dynamics. First-year earnings align precisely with national norms for new teachers, and while education degrees deliver job stability and clear advancement paths, they rarely lead to dramatic income growth early on. Winthrop serves a substantial population of Pell-eligible students (39%), suggesting the school understands how to support first-generation college students navigating degree programs—an important consideration for families where borrowing $24,000 represents a significant commitment. The debt burden appears sustainable if your child is genuinely committed to classroom teaching, but there's no financial upside here beyond what you'd expect from any accredited education program.
Where Winthrop University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,956 | $38,660* | — | $24,333* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Winthrop University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.