Analysis
A debt-to-earnings ratio of 0.44 suggests manageable student loans—based on comparable mathematics bachelor's programs nationally, graduates here would owe roughly $21,500 while earning around $49,000 in their first year. That translates to about 44% of first-year income in debt, well below the concerning 1.0 threshold that signals repayment struggles. The four-year earnings figure of $48,932 shows stability rather than dramatic growth, which is typical for math graduates who often see their biggest salary jumps when they move into specialized roles or graduate programs.
What makes this estimate less reassuring than it might appear is the uncertainty around Winthrop's specific outcomes. With an admission rate of 75% and average SAT of 1132, this is an accessible regional university serving a substantial population of first-generation students (39% receive Pell grants). Mathematics programs at schools like USC-Columbia and Clemson—with different student profiles and reputational pull—report similar earnings in the high $40,000s, but that doesn't guarantee Winthrop's math graduates will match those results. Regional job markets, employer recruiting patterns, and program quality all create variation that national estimates can't capture.
For families weighing this investment, the estimated numbers suggest reasonable downside risk if the figures hold true. But press the school for concrete placement data: where do their math graduates actually work, and what are they earning? Those specifics matter more than peer-program averages when you're writing the tuition check.
Where Winthrop University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Winthrop University | — | $48,932 | — |
| Massachusetts Institute of Technology | $109,288 | $180,882 | +66% |
| Cornell University | $87,251 | $127,962 | +47% |
| Clemson University | $47,529 | $71,461 | +50% |
| University of South Carolina-Columbia | $49,949 | $69,584 | +39% |
Compare to Similar Programs in South Carolina
Mathematics bachelors's programs at peer institutions in South Carolina (29 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,956 | $48,772* | $48,932 | $21,498* | — | |
| $12,688 | $49,949* | $69,584 | $22,700* | 0.45 | |
| $15,554 | $47,529* | $71,461 | $22,500* | 0.47 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Winthrop University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.