Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Worcester State's business program faces a fundamental problem: with debt equal to roughly half the first-year salary, graduates need immediate traction in the job market. Drawing on comparable Massachusetts business programs, students here can expect to earn around $51,000 in their first year—solidly above the national median but well behind what graduates from nearby Northeastern ($75,000) or UMass Dartmouth ($59,000) command. The estimated $26,000 debt load is manageable in absolute terms, but only if those earnings projections hold and graduates secure full-time employment quickly.
What's harder to gauge is whether Worcester State provides the network, internship pipelines, and career services that turn a 90% admission rate into competitive job placement. The school serves a significant population of Pell grant recipients (29%), which suggests many students are counting on this degree to change their economic trajectory. Business majors from peer Massachusetts programs typically land entry-level roles in accounting, sales, or general management, but starting salaries can vary dramatically based on employer size and industry sector.
The bottom line: if your child can graduate with debt near or below this $26,000 estimate and line up employment before graduation, the numbers work. But with so much uncertainty in these estimates and strong competition from other state schools with proven outcomes, visit campus to understand exactly how they support job placement—because that's what will determine whether this investment pays off.
Where Worcester State University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Business/Commerce bachelors's programs at peer institutions in Massachusetts (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,286 | $50,848* | — | $26,000* | — | |
| $63,141 | $74,868* | $91,376 | $24,000* | 0.32 | |
| $15,208 | $59,287* | — | $24,973* | 0.42 | |
| $64,946 | $55,806* | $78,672 | $26,000* | 0.47 | |
| $46,430 | $50,921* | — | —* | — | |
| $11,630 | $50,775* | $50,799 | $26,000* | 0.51 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Worcester State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in MA. Actual outcomes may vary.