Analysis
Xavier's estimated $30,625 in debt for a business degree exceeds both the state median of $24,072 and the national benchmark of $26,000βa significant gap when you're relying on estimates rather than the school's actual outcomes. With first-year earnings projected around $48,600 based on comparable Ohio programs, you're looking at a debt-to-earnings ratio of 0.63, which means your child would owe roughly eight months of their first-year salary. That's manageable on paper, but remember these figures come from other Ohio business programs, not Xavier's specific track record with its graduates.
The earnings estimate puts Xavier's business program right at the state median, trailing behind schools like DeVry ($57,020) and Franklin University ($51,408) that have actual reported outcomes. Given Xavier's 88% admission rate and the fact that only 14% of students receive Pell grants, you're paying private school prices (reflected in that higher debt load) for outcomes that appear middle-of-the-pack among Ohio business programs. The concerning part isn't necessarily the projected numbers themselvesβit's that Xavier doesn't have enough graduates in this program reporting data for the DOE to publish actual results.
Before committing to Xavier's business program at this price point, get concrete answers from the school: graduation rates for business majors specifically, recent employer partnerships, and why their sample sizes are too small for federal reporting. You need Xavier's own data to justify the premium over state schools with documented outcomes.
Where Xavier University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Ohio
Business/Commerce bachelors's programs at peer institutions in Ohio (22 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $48,125 | $48,597* | β | $30,625* | β | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| $9,577 | $51,408* | β | $30,885* | 0.60 | |
| $28,910 | $50,262* | $43,439 | $30,625* | 0.61 | |
| $12,799 | $49,049* | $43,756 | $31,000* | 0.63 | |
| $9,212 | $48,597* | $54,191 | $19,900* | 0.41 | |
| National Median | β | $47,506* | β | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Xavier University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in OH. Actual outcomes may vary.