Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Something doesn't add up here: While peer business programs in Arizona suggest first-year earnings around $43,000, this program shows graduates earning just $30,000 by year four—a backward trajectory that's highly unusual. Based on comparable Arizona programs, you'd expect debt around $9,000, which would normally represent a manageable investment. But that calculation assumes earnings grow, not shrink.
This earnings pattern could reflect several scenarios—graduates taking time off, pursuing further education, or working part-time—but without actual data from Yavapai's program, it's impossible to know which applies. What's clear is that the typical Arizona business associate's graduate starts near $43,000 and presumably grows from there, putting them in a reasonable position to manage debt. If Yavapai's actual outcomes follow the year-four figure instead, that changes the equation significantly: $30,000 annually makes even modest debt harder to justify.
The critical question is whether Yavapai's program produces outcomes closer to the statewide starting point or to that unexplained year-four dip. Given this uncertainty, you'd want direct conversations with the school about placement rates, typical graduate paths, and whether their students follow employment patterns that might explain lower mid-term earnings. Without clearer data, this program carries more risk than the debt figure alone suggests.
Where Yavapai College Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Yavapai College | — | $29,881 | — |
| Phoenix College | $56,057 | $51,053 | -9% |
| University of Phoenix-Arizona | $43,227 | $45,800 | +6% |
| Brookline College-Phoenix | $42,749 | $33,784 | -21% |
| Brookline College-Tucson | $42,749 | $33,784 | -21% |
Compare to Similar Programs in Arizona
Business Administration, Management and Operations associates's programs at peer institutions in Arizona (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,838 | $42,749* | $29,881 | $8,917* | — | |
| $2,358 | $56,057* | $51,053 | $11,500* | 0.21 | |
| $9,552 | $43,227* | $45,800 | $25,250* | 0.58 | |
| — | $42,749* | $33,784 | $24,431* | 0.57 | |
| — | $42,749* | $33,784 | $24,431* | 0.57 | |
| $12,310 | $29,996* | $33,289 | $27,875* | 0.93 | |
| National Median | — | $33,977* | — | $13,980* | 0.41 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Yavapai College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in AZ. Actual outcomes may vary.