Analysis
A debt-to-earnings ratio of 0.22 suggests manageable financing, but dig deeper before committing. Based on national benchmarks from similar ground transportation certificates, first-year earnings around $41,000 paired with roughly $9,300 in debt creates a workable starting point—you'd be looking at debt payments equivalent to just a few months of income. However, Arizona's picture tells a different story. The state median for these programs sits at $36,600, which is $5,000 lower than the national figure Yavapai's estimate draws from. That gap matters when you're calculating whether monthly loan payments fit comfortably into an entry-level trucking or transportation salary.
The real question is whether this certificate delivers skills worth the investment when Arizona has six programs to choose from, all competing for the same regional employers. With actual graduate outcomes unavailable for Yavapai's program specifically, you're making decisions based on what similar programs produce elsewhere. Transportation careers can offer stability and decent earnings without requiring a four-year degree, but a $9,300 debt load for a certificate is on the higher side—the national median sits closer to $7,700. That extra $1,600 might not sound like much, but it represents months of additional payments for someone starting at Arizona's typical $36,600 salary. If your child can access a comparable program with lower costs or clearer outcome data, that's worth serious consideration before enrolling.
Where Yavapai College Stands
Earnings vs. debt across all ground transportation certificate's programs nationally
Compare to Similar Programs in Arizona
Ground Transportation certificate's programs at peer institutions in Arizona (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,838 | $41,414* | — | $9,280* | — | |
| — | $36,576* | $38,052 | $7,706* | 0.21 | |
| National Median | — | $41,414* | — | $7,706* | 0.19 |
Career Paths
Occupations commonly associated with ground transportation graduates
Locomotive Engineers
Rail Yard Engineers, Dinkey Operators, and Hostlers
Railroad Brake, Signal, and Switch Operators and Locomotive Firers
Railroad Conductors and Yardmasters
Career/Technical Education Teachers, Postsecondary
Paving, Surfacing, and Tamping Equipment Operators
Pile Driver Operators
Operating Engineers and Other Construction Equipment Operators
Heavy and Tractor-Trailer Truck Drivers
Logging Equipment Operators
Bus Drivers, School
Bus Drivers, Transit and Intercity
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Yavapai College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 94 similar programs. Actual outcomes may vary.