Analysis
Based on comparable programs in Ohio, this Human Development degree tracks right at the state median—with estimated first-year earnings of $36,792 and debt around $27,000. That debt-to-earnings ratio of 0.73 sits in manageable territory, though it's worth noting that similar programs across Ohio show a fairly narrow earnings range, with most graduates landing between $36,000 and $39,000 in their first year regardless of which institution they attend.
The challenge with this field isn't the debt load—it's the ceiling. Nationally, even graduates at the 75th percentile earn just $36,213, barely above the Ohio median. Programs at Ohio University's various campuses report slightly higher outcomes around $39,000, but we're talking about differences of $2,000-3,000 annually, not transformative gaps. For a family weighing this investment, the question becomes whether roles in family services, community support, or early childhood development align with financial expectations that will likely hover in the mid-to-upper $30,000s for the foreseeable future.
The relatively modest debt here means graduates won't face crushing payments, but career advancement research matters more than usual. If your student is passionate about this work, understand that financial comfort will depend heavily on moving into supervisory roles, obtaining additional credentials, or finding employers with strong benefits packages to offset the moderate salary baseline.
Where Youngstown State University Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Compare to Similar Programs in Ohio
Human Development, Family Studies, bachelors's programs at peer institutions in Ohio (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,791 | $36,792* | — | $27,000* | — | |
| $6,178 | $38,973* | $40,855 | $27,000* | 0.69 | |
| $6,178 | $38,973* | $40,855 | $27,000* | 0.69 | |
| $6,178 | $38,973* | $40,855 | $27,000* | 0.69 | |
| $6,178 | $38,973* | $40,855 | $27,000* | 0.69 | |
| $13,746 | $38,973* | $40,855 | $27,000* | 0.69 | |
| National Median | — | $33,543* | — | $25,000* | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Youngstown State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in OH. Actual outcomes may vary.