Median Earnings (1yr)
$12,288
11th percentile (25th in CA)
Median Debt
$7,000
29% below national median
Debt-to-Earnings
0.57
Manageable
Sample Size
58
Adequate data

Analysis

At $12,288 in first-year earnings, ZMS The Academy graduates earn significantly below both the California median ($14,600) and national average ($17,113) for cosmetology programs. Landing in just the 25th percentile statewide means three-quarters of California cosmetology programs deliver higher earnings. The top programs in the state—like The Salon Professional Academy-San Jose at $24,660—demonstrate that nearby alternatives can nearly double these outcomes.

The debt load of $7,000 is manageable in absolute terms, but that 0.57 debt-to-earnings ratio reveals the real challenge: graduates need to dedicate roughly seven months of gross income just to cover their training costs. While the 4% earnings growth to $12,779 by year four shows some stability, these income levels remain well below what most California cosmetology graduates achieve. With only 11% of students receiving Pell grants, this isn't primarily serving lower-income students who might accept trade-offs for geographic access.

For a program in Los Angeles—where living costs are high and competition among beauty professionals is fierce—these earnings suggest graduates are struggling to gain traction in the market. Parents should ask whether their student has researched the specific instructor connections, job placement support, and salon relationships that distinguish higher-performing programs in the area. The modest debt becomes a heavier burden when paired with earnings that lag far behind what's achievable elsewhere in California's cosmetology market.

Where ZMS The Academy Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

ZMS The AcademyOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How ZMS The Academy graduates compare to all programs nationally

ZMS The Academy graduates earn $12k, placing them in the 11th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Cosmetology certificate's programs at peer institutions in California (130 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
ZMS The Academy$12,288$12,779$7,0000.57
The Salon Professional Academy-San Jose$24,660$24,953$10,3760.42
San Jose City College$23,253———
MTI College$21,371$22,802$10,5500.49
Institute of Technology$21,184—$13,3410.63
Shasta School of Cosmetology$20,144———
National Median$17,113—$9,8620.58

Other Cosmetology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
The Salon Professional Academy-San Jose
San Jose
—$24,660$10,376
San Jose City College
San Jose
$1,366$23,253—
MTI College
Sacramento
—$21,371$10,550
Institute of Technology
Clovis
—$21,184$13,341
Shasta School of Cosmetology
Redding
—$20,144—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At ZMS The Academy, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 58 graduates with reported earnings and 49 graduates with debt data. Small samples may not be representative.