Median Earnings (1yr)
$30,278
23rd percentile (40th in TX)
Median Debt
$26,000
4% above national median
Debt-to-Earnings
0.86
Manageable
Sample Size
17
Limited data

Analysis

The small sample size here demands caution, but the available data suggests this online program faces significant challenges despite strong earnings growth. Starting at just $30,278, graduates earn below both the Texas median ($32,137) and national average ($33,543) for this field. While earnings do climb impressively to $43,979 by year four—outpacing typical growth in this major—that initial salary gap matters when you're carrying $26,000 in debt, slightly above Texas's typical $22,450 for this degree.

Context matters: this is an open-admission online program serving a predominantly lower-income student population (60% Pell recipients), which may explain both the accessibility and the outcomes. The 40th percentile ranking among Texas programs means half of in-state options deliver better starting salaries, including Texas Tech at $39,096 and University of Houston at $37,964. With fewer than 30 graduates in the data, these numbers could shift considerably with a larger sample, but the pattern suggests students might secure better financial outcomes at established Texas public universities that also offer lower tuition for state residents.

The debt-to-earnings ratio of 0.86 is manageable but not comfortable for year-one graduates. For families considering this path, the key question is whether the online format's convenience justifies accepting lower initial earnings than comparable Texas programs while paying similar or higher debt loads.

Where Abilene Christian University-Undergraduate Online Stands

Earnings vs. debt across all human development, family studies, bachelors's programs nationally

Abilene Christian University-Undergraduate OnlineOther human development, family studies, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Abilene Christian University-Undergraduate Online graduates compare to all programs nationally

Abilene Christian University-Undergraduate Online graduates earn $30k, placing them in the 23th percentile of all human development, family studies, bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Human Development, Family Studies, bachelors's programs at peer institutions in Texas (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Abilene Christian University-Undergraduate Online$30,278$43,979$26,0000.86
Texas Tech University$39,096$45,788$23,2500.59
University of Houston$37,964$45,141$22,4500.59
Texas State University$35,047$40,898$22,2950.64
University of North Texas$34,499$39,608$19,5000.57
The University of Texas at Austin$33,118$51,787$21,5000.65
National Median$33,543—$25,0000.75

Other Human Development, Family Studies, Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Tech University
Lubbock
$11,852$39,096$23,250
University of Houston
Houston
$9,711$37,964$22,450
Texas State University
San Marcos
$11,450$35,047$22,295
University of North Texas
Denton
$11,164$34,499$19,500
The University of Texas at Austin
Austin
$11,678$33,118$21,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Abilene Christian University-Undergraduate Online, approximately 60% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 26 graduates with debt data. Small samples may not be representative.