Median Earnings (1yr)
$53,590
50th percentile (60th in TX)
Median Debt
$22,406
4% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
46
Adequate data

Analysis

Abilene Christian's finance program starts modestly but builds into something genuinely impressive. That $53,590 starting salary sits right at the national median, but four years later, graduates are earning nearly $79,000—a 47% jump that reflects strong career momentum. Among Texas finance programs, this places ACU in the 60th percentile, outperforming the state median despite being one of the more affordable options in the region.

The debt picture reinforces the value story. At $22,406, graduates owe less than both the national and Texas medians for finance programs, creating a debt-to-earnings ratio of 0.42 that's manageable from day one. Compare this to top-tier programs like SMU or UT Austin, where graduates earn more initially but likely carry significantly higher debt loads. ACU graduates can start building wealth earlier while still reaching competitive mid-career earnings.

The real question is whether your student needs that prestigious name on their resume or prefers a more practical launch pad. If they're self-motivated and willing to hustle through those early career years, ACU's combination of reasonable debt and strong earnings growth makes this a solid financial choice—especially for families prioritizing affordability without sacrificing outcomes.

Where Abilene Christian University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Abilene Christian UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Abilene Christian University graduates compare to all programs nationally

Abilene Christian University graduates earn $54k, placing them in the 50th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Abilene Christian University$53,590$78,790$22,4060.42
Southern Methodist University$83,159$113,839$19,5000.23
The University of Texas at Austin$81,844$95,994$20,5000.25
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
National Median$53,590$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
The University of Texas at Austin
Austin
$11,678$81,844$20,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
$70,963$48,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Abilene Christian University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.