Finance and Financial Management Services at University of Phoenix-Texas

University of Phoenix-Texas finance graduates start strong at nearly $71,000—ranking in the 80th percentile among Texas programs and well above both the national ($53,590) and state ($52,581) medians. That first-year performance puts them ahead of established programs like Baylor. However, the debt load tells a more complicated story: at $48,469, graduates carry more than double the typical burden for this degree, both nationally and within Texas.

The real concern emerges in year four, when median earnings drop to $59,017—a 17% decline that's unusual for finance careers, which typically see steady growth in the early years. This could reflect the program's working-adult focus, where students may prioritize career transitions or work-life balance over pure earnings growth. Still, even with that decline, graduates earn more than the typical finance graduate in Texas makes at any point.

For families evaluating this program, the calculus hinges on immediate employability versus long-term trajectory. The strong starting salary means graduates can manage the higher debt burden initially, but the earnings decline raises questions about whether this premium price delivers lasting value. If your student needs the flexibility of online learning or already has work experience to leverage, the program can work. But if traditional options like Texas A&M are accessible at lower cost, those provide both strong starting salaries and more typical earnings growth patterns.