Median Earnings (1yr)
$81,844
95th percentile (95th in TX)
Median Debt
$20,500
12% below national median
Debt-to-Earnings
0.25
Manageable
Sample Size
224
Adequate data

Analysis

UT Austin's finance program punches well above its weight when you consider the cost. At $20,500 in median debt—about $3,000 less than the state average—graduates land first-year earnings of $81,844, which places them in the 95th percentile both nationally and among Texas programs. That's $29,000 more than the typical Texas finance graduate earns. Only SMU edges ahead in the state, and that comes with significantly higher tuition and likely more debt.

The earnings trajectory is equally solid: graduates see 17% growth to nearly $96,000 by year four, suggesting these students are landing roles with genuine advancement potential rather than hitting early ceilings. The 0.25 debt-to-earnings ratio means the typical graduate could theoretically pay off their loans in three months of gross salary—a remarkably efficient value proposition for a selective public university.

Given UT Austin's 29% admission rate and strong academic profile, this data suggests the program delivers on its reputation. For families weighing private alternatives like SMU or TCU, the earnings gap is minimal while the debt advantage could be substantial. This is exactly what a flagship state university should deliver: elite-level outcomes at a fraction of the cost.

Where The University of Texas at Austin Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

The University of Texas at AustinOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Texas at Austin graduates compare to all programs nationally

The University of Texas at Austin graduates earn $82k, placing them in the 95th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Texas at Austin$81,844$95,994$20,5000.25
Southern Methodist University$83,159$113,839$19,5000.23
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
Baylor University$67,909$86,622$23,0000.34
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
—$70,963$48,469
Baylor University
Waco
$54,844$67,909$23,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at Austin, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 224 graduates with reported earnings and 182 graduates with debt data. Small samples may not be representative.