Median Earnings (1yr)
$37,943
95th percentile (60th in CO)
Median Debt
$22,745
11% below national median
Debt-to-Earnings
0.60
Manageable
Sample Size
20
Limited data

Analysis

Adams State's psychology graduates earn $37,943 one year out—a figure that significantly outperforms the national median of $31,482 but sits in the middle of the pack among Colorado programs. The earnings essentially match what students see at Metropolitan State and CSU-Fort Collins, suggesting Adams State punches at the same weight as much larger state schools. However, this data comes from a small graduating cohort (under 30 students), so individual outcomes could vary widely.

The $22,745 median debt is manageable relative to first-year earnings, creating a debt-to-income ratio of 0.60 that most financial advisors would consider reasonable. For context, this debt level is actually lower than both the national and Colorado medians for psychology programs. Students at Adams State appear to graduate with less loan burden than peers elsewhere while achieving comparable or better starting salaries—an unusual combination for a small regional university.

The main uncertainty here is whether these outcomes will hold steady given the limited sample size. If your child is considering Adams State for psychology, the fundamentals look sound: competitive earnings for Colorado, modest debt, and a track record that suggests the program delivers practical value. Just recognize that with fewer data points, you're working with less certainty than you'd have evaluating a program that graduates hundreds annually.

Where Adams State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Adams State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Adams State University graduates compare to all programs nationally

Adams State University graduates earn $38k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Compare to Similar Programs in Colorado

Psychology bachelors's programs at peer institutions in Colorado (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Adams State University$37,943—$22,7450.60
Metropolitan State University of Denver$37,702$40,886$24,5910.65
Colorado State University-Fort Collins$37,121$44,703$23,1470.62
Colorado Christian University$36,537$42,257$44,0881.21
University of Colorado Denver/Anschutz Medical Campus$36,482$44,972$28,0000.77
University of Colorado Colorado Springs$34,607$37,362$25,0000.72
National Median$31,482—$25,5000.81

Other Psychology Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Metropolitan State University of Denver
Denver
$10,780$37,702$24,591
Colorado State University-Fort Collins
Fort Collins
$12,896$37,121$23,147
Colorado Christian University
Lakewood
$39,266$36,537$44,088
University of Colorado Denver/Anschutz Medical Campus
Denver
$10,017$36,482$28,000
University of Colorado Colorado Springs
Colorado Springs
$9,712$34,607$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Adams State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.