Analysis
Based on comparable finance programs across Michigan, Adrian College graduates would likely face a debt-to-earnings ratio of 0.46—borrowing about $26,000 to earn roughly $57,000 in their first year. That's a manageable ratio by national standards, where typical finance graduates carry $23,000 in debt for median earnings of $54,000. However, Adrian's estimated figures sit right at the Michigan median, while several in-state competitors with reported data show their graduates earning $60,000 to $68,000 in year one.
The context matters here: Adrian is a smaller liberal arts college with a 68% admission rate, not the state's flagship business school. That likely explains why peer programs in Michigan suggest more modest outcomes than what Michigan State or even Central Michigan deliver. Still, a debt burden under $26,000 is reasonable for a finance major, especially if first-year earnings stay near $57,000. The ratio suggests your child could realistically service their loans without derailing other financial goals.
The catch is uncertainty. These figures come from similar programs statewide, not Adrian's actual graduate outcomes. If your child is weighing Adrian against schools like Oakland or Central Michigan—both showing stronger reported earnings—ask the admissions office directly about job placement rates and employer connections in Michigan's finance sector. Those specifics matter more than statewide estimates when the gap between programs can reach $10,000 annually.
Where Adrian College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Michigan
Finance and Financial Management Services bachelors's programs at peer institutions in Michigan (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,556 | $56,804* | — | $25,990* | — | |
| $15,988 | $68,103* | $79,866 | $23,250* | 0.34 | |
| $14,694 | $61,804* | $78,839 | $23,944* | 0.39 | |
| $14,190 | $60,023* | $65,653 | $26,672* | 0.44 | |
| $55,746 | $59,926* | — | $24,979* | 0.42 | |
| — | $58,735* | $60,192 | $14,012* | 0.24 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Adrian College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 17 similar programs in MI. Actual outcomes may vary.