Est. Earnings (1yr)
$59,490
Est. from national median (153 programs)
Est. Median Debt
$26,581
Est. from national median (28 programs)

Analysis

A debt-to-earnings ratio of 0.45 suggests a manageable financial burden for this program, assuming the national estimates hold true for American International College's graduates. Based on comparable MIS programs nationwide, first-year earnings around $59,490 would allow students to handle the estimated $26,581 in debt without major strain—well within conventional affordability guidelines. However, it's worth noting that other Massachusetts schools with reported data show slightly lower earnings, with UMass Dartmouth and Framingham State graduates starting in the low-to-mid $50,000s.

The uncertainty here matters because this program lacks its own reported outcomes. If American International College's graduates actually track closer to the state pattern rather than the national median, the financial picture becomes tighter, though still workable. The school's 97% admission rate and the fact that half of students receive Pell grants indicate an accessible institution serving many first-generation and lower-income students—populations for whom even modest debt can feel heavier than the ratio suggests.

For families considering this program, the estimated numbers point to reasonable value if your child can secure a tech-focused role quickly after graduation. The risk is that without actual data, you're betting on this program performing like its national peers rather than seeing hard evidence it does so.

Where American International College Stands

Earnings vs. debt across all management information systems and services bachelors's programs nationally

Compare to Similar Programs in Massachusetts

Management Information Systems and Services bachelors's programs at peer institutions in Massachusetts (11 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
American International CollegeSpringfield$42,970$59,490*—$26,581*—
Framingham State UniversityFramingham$11,630$54,918*—$25,000*0.46
University of Massachusetts-DartmouthNorth Dartmouth$15,208$53,873*$65,824$27,000*0.50
National Median—$59,490*—$24,000*0.40
* Estimated from similar programs

Career Paths

Occupations commonly associated with management information systems and services graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Database Architects

Design strategies for enterprise databases, data warehouse systems, and multidimensional networks. Set standards for database operations, programming, query processes, and security. Model, design, and construct large relational databases or data warehouses. Create and optimize data models for warehouse infrastructure and workflow. Integrate new systems with existing warehouse structure and refine system performance and functionality.

$123,100/yrJobs growth:Bachelor's degree

Data Warehousing Specialists

Design, model, or implement corporate data warehousing activities. Program and configure warehouses of database information and provide support to warehouse users.

$123,100/yrJobs growth:Bachelor's degree

Computer Programmers

Create, modify, and test the code and scripts that allow computer applications to run. Work from specifications drawn up by software and web developers or other individuals. May develop and write computer programs to store, locate, and retrieve specific documents, data, and information.

$98,670/yrJobs growth:Bachelor's degree

Computer Science Teachers, Postsecondary

Teach courses in computer science. May specialize in a field of computer science, such as the design and function of computers or operations and research analysis. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American International College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 153 similar programs. Actual outcomes may vary.