Analysis
A debt-to-earnings ratio of 0.61 sits in reasonable territory for a business degree, though the estimated figures here—drawn from other California business programs—mask considerable variation. Top programs in the state like University of Redlands push first-year earnings above $72,000, while others cluster closer to the $47,000 mark where this program appears to land. With just 15 business bachelor's programs in California providing data, and American Jewish University's outcomes suppressed due to small cohort size, parents are essentially betting on whether their child will match the state median or fall short.
The estimated $28,619 in debt aligns closely with the national median for business degrees, suggesting manageable monthly payments if earnings materialize as projected. But here's the catch: comparable programs in California produce wildly different outcomes, and you won't know which trajectory your student is on until they're job-hunting. The school's low Pell enrollment (12%) suggests a different student profile than many state universities, which could signal better networking opportunities or simply a wealthier peer group—neither of which guarantees career outcomes.
Before committing, push the school for actual graduate outcomes, even if anecdotal. Ask about employer partnerships in Los Angeles, internship placement rates, and where recent alumni landed jobs. Without school-specific data, you're relying on faith that this program performs at least as well as the California median—a gamble that feels less comfortable when stronger programs in the same market are posting 50% higher earnings.
Where American Jewish University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in California
Business/Commerce bachelors's programs at peer institutions in California (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $46,958* | — | $28,619* | — | |
| $57,614 | $72,664* | $69,853 | $37,500* | 0.52 | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| $39,720 | $51,146* | $63,415 | $28,619* | 0.56 | |
| $56,134 | $46,958* | $84,175 | $24,000* | 0.51 | |
| $7,739 | $46,958* | $62,177 | $22,875* | 0.49 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At American Jewish University, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in CA. Actual outcomes may vary.