Median Earnings (1yr)
$46,958
47th percentile
60th percentile in California
Median Debt
$24,000
8% below national median

Analysis

Saint Mary's College business graduates start at nearly identical earnings to both national and state medians ($46,958), but the program's real strength reveals itself over time: earnings jump 79% to $84,175 by year four, far outpacing typical business degree growth. At $24,000 in debt—roughly $4,600 below California's median for business programs—students here graduate with meaningfully less financial burden than peers across the state.

This earnings trajectory matters because it suggests Saint Mary's graduates secure positions with genuine advancement potential rather than hitting early career plateaus. While the program ranks in the 60th percentile among California business schools for initial earnings (middle of the pack), that four-year number puts it in a different category entirely. The debt-to-earnings ratio of 0.51 means your child would owe roughly half their first year's salary, which is manageable given the upward earnings curve.

The tradeoff is clear: you're not paying for immediate top-tier starting salaries like University of Redlands delivers. Instead, you're investing in a program that positions graduates for substantial income growth. For families prioritizing both moderate debt loads and strong medium-term earning potential over flashy first-year numbers, Saint Mary's offers a compelling value proposition in California's competitive business education landscape.

Where Saint Mary's College of California Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Earnings Distribution

How Saint Mary's College of California graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saint Mary's College of California$46,958$84,175+79%
University of Redlands$72,664$69,853-4%
California Baptist University$51,146$63,415+24%
California State University-San Marcos$46,958$62,177+32%
Biola University$46,300$59,432+28%

Compare to Similar Programs in California

Business/Commerce bachelors's programs at peer institutions in California (15 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Mary's College of CaliforniaMoraga$56,134$46,958$84,175$24,0000.51
University of RedlandsRedlands$57,614$72,664$69,853$37,5000.52
DeVry University-CaliforniaOntario$17,488$57,020$56,664$47,2360.83
California Baptist UniversityRiverside$39,720$51,146$63,415$28,6190.56
California State University-San MarcosSan Marcos$7,739$46,958$62,177$22,8750.49
Biola UniversityLa Mirada$46,704$46,300$59,432$23,8750.52
National Median$47,506$26,0000.55

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's College of California, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 141 graduates with reported earnings and 175 graduates with debt data. Small samples may not be representative.