Median Earnings (1yr)
$33,642
48th percentile (60th in VA)
Median Debt
$31,285
124% above national median
Debt-to-Earnings
0.93
Manageable
Sample Size
20
Limited data

Analysis

American National University's business management associate's program shows a troubling trajectory: graduates start at $33,642—roughly matching Virginia's state median—but see earnings drop 18% to just $27,494 by year four. This backward progression is particularly concerning for a two-year degree that saddles students with $31,285 in debt, more than double the state median of $11,950 and triple the national benchmark. While this program ranks in the 60th percentile among Virginia business programs for initial earnings, that advantage evaporates quickly.

The debt burden here creates real financial strain. At 93% of first-year earnings, students are taking on nearly a full year's salary in loans for a degree that appears to lead to declining job prospects. For context, Virginia's community colleges offering the same credential—like Piedmont Virginia with $42,474 outcomes and Virginia Peninsula at $42,039—deliver significantly better earnings with far less debt. The 71% Pell Grant rate suggests this school serves students who can least afford to take on excessive debt for diminishing returns.

With a sample size under 30 graduates, these numbers might not tell the full story. But the combination of high debt, backward earnings growth, and substantially better alternatives at Virginia's public community colleges makes this a risky choice. Parents should explore those community college options first—they offer the same credential with stronger outcomes and half the financial burden.

Where American National University Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

American National UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How American National University graduates compare to all programs nationally

American National University graduates earn $34k, placing them in the 48th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Business Administration, Management and Operations associates's programs at peer institutions in Virginia (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
American National University$33,642$27,494$31,2850.93
Piedmont Virginia Community College$42,474$42,467$11,8520.28
Virginia Peninsula Community College$42,039$39,992$12,0000.29
Germanna Community College$40,612$48,725——
Virginia Western Community College$38,214$41,915$9,3500.24
Tidewater Community College$35,919$42,789$11,9500.33
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Piedmont Virginia Community College
Charlottesville
$4,928$42,474$11,852
Virginia Peninsula Community College
Hampton
$4,944$42,039$12,000
Germanna Community College
Locust Grove
$5,066$40,612—
Virginia Western Community College
Roanoke
$5,256$38,214$9,350
Tidewater Community College
Norfolk
$5,714$35,919$11,950

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American National University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.