Median Earnings (1yr)
$54,480
91st percentile (60th in WV)
Median Debt
$18,708
27% above national median
Debt-to-Earnings
0.34
Manageable
Sample Size
31
Adequate data

Analysis

American Public University System's business administration certificate starts strong with first-year earnings of $54,480—39% above the national median and placing graduates in the 91st percentile nationally. The $18,708 in typical debt is modest enough to yield a debt-to-earnings ratio of 0.34, meaning graduates earn back their debt burden roughly three times over in that first year. For an online certificate program, these numbers initially look compelling.

The concerning pattern emerges over time: earnings drop 12% by year four, falling to $47,807. This backward trajectory is unusual for a business credential and suggests graduates may be using this certificate as a bridge credential while working, then moving into different roles or industries that pay less. Within West Virginia, the program sits at the 60th percentile—decent but not exceptional—though it's worth noting the state has limited options with just 11 programs statewide.

For working adults seeking to formalize business skills while maintaining current employment, this certificate offers reasonable value if the goal is short-term credential gains. However, if your child expects earnings growth with experience, this data doesn't support that expectation. The moderate sample size means the earnings decline could reflect specific career paths rather than program weakness, but it's a pattern worth understanding before enrollment.

Where American Public University System Stands

Earnings vs. debt across all business administration, management and operations certificate's programs nationally

American Public University SystemOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How American Public University System graduates compare to all programs nationally

American Public University System graduates earn $54k, placing them in the 91th percentile of all business administration, management and operations certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in West Virginia

Business Administration, Management and Operations certificate's programs at peer institutions in West Virginia (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
American Public University System$54,480$47,807$18,7080.34
National Median$39,085—$14,6990.38

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American Public University System, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.