Median Earnings (1yr)
$39,655
95th percentile
80th percentile in West Virginia
Median Debt
$31,973
25% above national median

Analysis

American Public University System's online Psychology program substantially outperforms expectations for what is often considered a challenging bachelor's degree for earnings. With graduates earning $39,655 in their first year—ranking in the 95th percentile nationally and 80th percentile within West Virginia—this program beats the typical psychology graduate's salary by more than $8,000 and exceeds every other psychology program in the state, including larger state institutions. The $32,000 median debt is higher than both national and state benchmarks, but the debt-to-earnings ratio of 0.81 remains manageable, particularly when earnings continue climbing to nearly $45,000 by year four.

The premium price tag makes sense given the outcomes: this is demonstrably not your average psychology bachelor's. While many psychology graduates struggle to find work that pays substantially above retail wages with just an undergraduate degree, APUS graduates are clearing that hurdle. The online format likely attracts working adults who leverage the degree alongside existing experience, which may partly explain the stronger earnings trajectory.

For families specifically concerned about the value of a psychology bachelor's—a legitimate worry given typical outcomes—this program delivers unusually strong return on investment. The debt is real but proportionate to earnings that actually support repayment, and the four-year growth pattern suggests careers with advancement potential rather than dead-end positions.

Where American Public University System Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How American Public University System graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
American Public University System$39,655$44,912+13%
Shepherd University$31,282$42,528+36%
West Virginia University$28,879$41,351+43%
West Virginia University Institute of Technology$28,879$41,351+43%
Fairmont State University$29,307$36,992+26%

Compare to Similar Programs in West Virginia

Psychology bachelors's programs at peer institutions in West Virginia (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
American Public University SystemCharles Town$8,400$39,655$44,912$31,9730.81
Shepherd UniversityShepherdstown$8,642$31,282$42,528$22,5000.72
Marshall UniversityHuntington$8,942$30,864$36,901$26,0000.84
Fairmont State UniversityFairmont$8,454$29,307$36,992$26,0000.89
West Virginia UniversityMorgantown$9,648$28,879$41,351$23,3280.81
West Virginia University Institute of TechnologyBeckley$8,064$28,879$41,351$23,3280.81
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American Public University System, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 160 graduates with reported earnings and 342 graduates with debt data. Small samples may not be representative.