Analysis
California's community colleges typically offer strong value in accounting, and the estimated figures here suggest American River College fits that pattern. Based on peer programs at similar institutions, students might expect to borrow around $16,000βwell below the national median of $19,354 for accounting associate's degreesβwhile first-year earnings of $37,000 align closely with what comparable programs produce nationwide. By year four, reported earnings jump to nearly $58,000, suggesting graduates gain traction quickly in Sacramento's diverse economy.
The estimated debt-to-earnings ratio of 0.43 indicates manageable repayment: roughly five months of gross income to clear the debt. That's substantially better than many career programs where students borrow a year's salary or more. The jump from year one to year four is particularly encouraging, showing the credential opens doors to progression. Sacramento's mix of state government offices, healthcare systems, and regional businesses creates steady demand for accounting professionals at all levels.
For parents weighing this path, the fundamentals look sound based on what similar programs deliver. The estimated borrowing is modest, the earnings trajectory appears strong, and community college tuition keeps total costs low. The unknowns here stem from small graduate cohorts, not red flags in the data itself. If your student is committed to accounting and wants to enter the workforce quickly, this represents a practical, lower-risk entry point into a stable field.
Where American River College Stands
Earnings vs. debt across all accounting associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| American River College | β | $57,939 | β |
| Southern New Hampshire University | $37,986 | $53,096 | +40% |
| Connecticut State Community College | $42,591 | $52,194 | +23% |
| Nassau Community College | $35,513 | $51,744 | +46% |
| Indiana Wesleyan University-Marion | $52,576 | $50,545 | -4% |
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,288 | $37,001* | $57,939 | $15,979* | β | |
| β | $41,351* | β | $17,375* | 0.42 | |
| $1,364 | $34,604* | β | β* | β | |
| National Median | β | $37,000* | β | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At American River College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.