Finance and Financial Management Services at American University
Bachelor's Degree
Analysis
American University's finance graduates earn $83,505 in their first year—56% above the national median for finance programs and placing this program in the 95th percentile nationally. That's an exceptional outcome by any measure. The $22,625 in median debt translates to a comfortable 0.27 debt-to-earnings ratio, meaning graduates earn roughly four times their debt in year one. Within DC's competitive landscape, however, American ranks in the middle of the pack—above George Washington and Catholic but trailing Georgetown's $106,000 and matching Howard's performance.
The earnings trajectory shows modest 3% growth from year one to year four, reaching $86,053. This isn't the explosive early-career growth some finance programs deliver, but the high starting point matters more. Graduates are entering careers at salary levels many programs take years to reach. The DC location likely contributes to these strong outcomes, providing direct access to federal financial agencies, international organizations, and consulting firms that recruit heavily from American's politically connected campus.
For a parent weighing the investment, the math is straightforward: your child would graduate with manageable debt while immediately accessing high-earning opportunities. If Georgetown is out of reach or not worth the premium, American delivers similar outcomes to Howard at comparable cost, with stronger national recognition. This is solid value for a finance degree, particularly for students interested in policy-adjacent finance careers where DC connections open doors.
Where American University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How American University graduates compare to all programs nationally
American University graduates earn $84k, placing them in the 95th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in District of Columbia
Finance and Financial Management Services bachelors's programs at peer institutions in District of Columbia (6 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| American University | $83,505 | $86,053 | $22,625 | 0.27 |
| Georgetown University | $106,218 | $126,672 | $16,877 | 0.16 |
| Howard University | $81,074 | $81,023 | $19,959 | 0.25 |
| George Washington University | $73,833 | $101,012 | $19,000 | 0.26 |
| The Catholic University of America | $64,618 | $87,663 | $24,620 | 0.38 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in District of Columbia
Compare tuition, earnings, and debt across District of Columbia schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Georgetown University Washington | $65,081 | $106,218 | $16,877 |
| Howard University Washington | $33,344 | $81,074 | $19,959 |
| George Washington University Washington | $64,990 | $73,833 | $19,000 |
| The Catholic University of America Washington | $55,834 | $64,618 | $24,620 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At American University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 40 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.