Median Earnings (1yr)
$81,074
95th percentile (60th in DC)
Median Debt
$19,959
14% below national median
Debt-to-Earnings
0.25
Manageable
Sample Size
37
Adequate data

Analysis

Howard University's finance program delivers exceptional early earnings—nearly $30,000 above the national median—while keeping debt manageable at under $20,000. Graduates enter the workforce earning $81,074, placing this program in the 95th percentile nationally. The low debt-to-earnings ratio of 0.25 means graduates owe roughly three months of salary, making this one of the more affordable paths into high-paying finance roles.

Within DC's competitive landscape, however, the picture becomes more nuanced. Howard ranks in the middle of the pack locally, trailing Georgetown and American University. More concerning is the earnings plateau: graduates earn essentially the same amount four years out as they do immediately after graduation. While this could reflect the timing of typical finance career progressions (promotions often hit around year five or six), it's worth monitoring whether Howard graduates face barriers advancing in their early careers compared to peers from higher-ranked DC schools.

For families weighing options, this program offers strong value if you're comparing against most finance programs nationwide. The combination of top-5% national earnings and moderate debt creates a solid financial foundation. Just understand that within DC's finance ecosystem, Howard positions graduates in the middle tier rather than at the absolute top.

Where Howard University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Howard UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Howard University graduates compare to all programs nationally

Howard University graduates earn $81k, placing them in the 95th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in District of Columbia

Finance and Financial Management Services bachelors's programs at peer institutions in District of Columbia (6 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Howard University$81,074$81,023$19,9590.25
Georgetown University$106,218$126,672$16,8770.16
American University$83,505$86,053$22,6250.27
George Washington University$73,833$101,012$19,0000.26
The Catholic University of America$64,618$87,663$24,6200.38
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in District of Columbia

Compare tuition, earnings, and debt across District of Columbia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Georgetown University
Washington
$65,081$106,218$16,877
American University
Washington
$56,543$83,505$22,625
George Washington University
Washington
$64,990$73,833$19,000
The Catholic University of America
Washington
$55,834$64,618$24,620

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.