Analysis
Howard University's finance program delivers exceptional early earningsβnearly $30,000 above the national medianβwhile keeping debt manageable at under $20,000. Graduates enter the workforce earning $81,074, placing this program in the 95th percentile nationally. The low debt-to-earnings ratio of 0.25 means graduates owe roughly three months of salary, making this one of the more affordable paths into high-paying finance roles.
Within DC's competitive landscape, however, the picture becomes more nuanced. Howard ranks in the middle of the pack locally, trailing Georgetown and American University. More concerning is the earnings plateau: graduates earn essentially the same amount four years out as they do immediately after graduation. While this could reflect the timing of typical finance career progressions (promotions often hit around year five or six), it's worth monitoring whether Howard graduates face barriers advancing in their early careers compared to peers from higher-ranked DC schools.
For families weighing options, this program offers strong value if you're comparing against most finance programs nationwide. The combination of top-5% national earnings and moderate debt creates a solid financial foundation. Just understand that within DC's finance ecosystem, Howard positions graduates in the middle tier rather than at the absolute top.
Where Howard University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Howard University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Howard University | $81,074 | $81,023 | -0% |
| Georgetown University | $106,218 | $126,672 | +19% |
| George Washington University | $73,833 | $101,012 | +37% |
| The Catholic University of America | $64,618 | $87,663 | +36% |
| American University | $83,505 | $86,053 | +3% |
Compare to Similar Programs in District of Columbia
Finance and Financial Management Services bachelors's programs at peer institutions in District of Columbia (6 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $33,344 | $81,074 | $81,023 | $19,959 | 0.25 | |
| $65,081 | $106,218 | $126,672 | $16,877 | 0.16 | |
| $56,543 | $83,505 | $86,053 | $22,625 | 0.27 | |
| $64,990 | $73,833 | $101,012 | $19,000 | 0.26 | |
| $55,834 | $64,618 | $87,663 | $24,620 | 0.38 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 37 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.