Analysis
A debt-to-earnings ratio of 0.76 suggests manageable monthly loan payments, but the narrow margins here deserve scrutiny. Based on national benchmarks for behavioral sciences bachelor's programs, graduates typically earn around $35,400 in their first year—enough to stay above water with estimated debt of $26,865, but not enough to build much financial cushion. With monthly loan payments likely landing around $300, that first-year salary translates to roughly $2,950 monthly before taxes, leaving little room for unexpected expenses or aggressive debt payoff.
The challenge with behavioral sciences degrees is what comes next. These programs often serve as stepping stones to graduate education in counseling, social work, or related fields rather than terminal credentials. If your child plans to stop at the bachelor's level, they'll be competing for entry-level positions in human services, case management, or research assistance—roles that cluster around this $35,000 salary point. If graduate school is the plan, factor in additional debt and delayed earnings before the degree starts paying dividends.
Given the small graduate cohort (data suppression suggests fewer than 10 completers), connect directly with Andrews to understand placement outcomes and typical career paths. Ask specifically whether graduates move into immediate employment or continue to graduate programs, and what support exists for either track.
Where Andrews University Stands
Earnings vs. debt across all behavioral sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Behavioral Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,710 | $35,410* | — | $26,865* | — | |
| $12,330 | $38,937* | $43,432 | $27,667* | 0.71 | |
| $68,380 | $38,391* | — | $19,000* | 0.49 | |
| $9,552 | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| National Median | — | $35,410* | — | $26,944* | 0.76 |
Career Paths
Occupations commonly associated with behavioral sciences graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Social and Community Service Managers
Life Scientists, All Other
Social Scientists and Related Workers, All Other
Social Science Research Assistants
Community and Social Service Specialists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Andrews University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.