Behavioral Sciences at University of Phoenix-Arizona

This University of Phoenix behavioral sciences program delivers solid earnings that rank in the 75th percentile nationally, but comes with a significant debt burden that should give parents pause. Graduates earn $38,087 in their first year—notably above the national median of $35,410 for this field—but carry nearly $50,000 in debt, which is almost double the national average debt load of $26,944 for behavioral sciences programs.

The debt-to-earnings ratio of 1.31 means graduates start with debt equivalent to about 15 months of their salary, which is manageable but not ideal. More concerning is the flat earnings trajectory: graduates actually earn slightly less four years out than in their first year, suggesting limited career advancement opportunities. While 45% of students receive Pell grants, indicating the program serves students with financial need, the high debt burden could be particularly challenging for these borrowers.

The bottom line: your child will likely earn competitive wages right out of college, but will pay a premium price for that outcome. The lack of earnings growth over time means graduates may struggle to outgrow their debt burden quickly. If behavioral sciences is the goal, this program delivers results but at a cost that may not justify the modest premium over national averages.