Median Earnings (1yr)
$42,309
5th percentile (25th in TX)
Median Debt
$18,809
19% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
20
Limited data

Analysis

Angelo State's finance program graduates earn $42,309 in their first year—about $10,000 below the Texas median and nearly $11,000 below the national average. Among Texas finance programs, this ranks only at the 25th percentile, meaning three-quarters of comparable programs in the state produce better immediate earnings outcomes. The gap is stark when compared to programs at UT Austin ($81,844) or Texas A&M ($71,409), though those institutions serve different student populations.

The saving grace here is the debt load. At $18,809, graduates carry about $4,000 less debt than typical Texas finance majors, resulting in a manageable 0.44 debt-to-earnings ratio. With modest monthly payments, graduates can handle this obligation even on below-average starting salaries. Angelo State's 79% admission rate and lower selectivity may explain part of the earnings gap—students enter with different academic profiles than those at flagship universities.

The critical caveat: this data comes from fewer than 30 graduates, making these numbers potentially volatile year-to-year. For families comparing Texas finance programs, understand that Angelo State appears positioned as a budget option with lower debt but significantly lower earnings potential. If your child has access to UT, A&M, or even regional alternatives with stronger placement records, the long-term earnings difference likely outweighs any debt savings. This makes sense primarily for students who need the accessibility and lower cost structure Angelo State provides.

Where Angelo State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Angelo State UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Angelo State University graduates compare to all programs nationally

Angelo State University graduates earn $42k, placing them in the 5th percentile of all finance and financial management services bachelors programs nationally.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Angelo State University$42,309—$18,8090.44
Southern Methodist University$83,159$113,839$19,5000.23
The University of Texas at Austin$81,844$95,994$20,5000.25
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
The University of Texas at Austin
Austin
$11,678$81,844$20,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
—$70,963$48,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Angelo State University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.