Analysis
A debt load of $27,000 for a bachelor's in homeland security represents a manageable burden if post-graduation employment materializes quickly. Based on national peer programs, first-year earnings around $48,700 would put monthly loan payments at roughly 6% of gross income—well within the standard affordability threshold. The question is whether Anna Maria's connections to federal, state, or local security agencies can deliver the job placements that make these numbers work in practice.
The bigger challenge is that this field typically requires navigating competitive civil service hiring processes or security clearances that can delay full-time employment. Peer programs nationwide show a wide earnings range—top performers reach $62,000 while others fall short—suggesting outcomes depend heavily on geographic location, networking, and whether graduates land positions with agencies like TSA, CBP, or state emergency management offices versus lower-paying private security roles. With a 90% admission rate, Anna Maria isn't providing the elite credential that fast-tracks government hiring.
For anxious parents, the key is understanding that this estimated debt-to-earnings picture assumes relatively prompt employment in the field. If your student has genuine interest in law enforcement or emergency management and can leverage internships or military service for hiring advantages, the financial framework appears sound. Without those concrete connections to employers, however, you're betting on a tight job market where the Anna Maria name alone may not open doors.
Where Anna Maria College Stands
Earnings vs. debt across all homeland security bachelors's programs nationally
Compare to Similar Programs Nationally
Homeland Security bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,064 | $48,676* | — | $27,000* | — | |
| $13,815 | $90,956* | — | $21,741* | 0.24 | |
| $18,168 | $78,275* | $62,271 | $31,919* | 0.41 | |
| $17,450 | $68,503* | $73,431 | $28,787* | 0.42 | |
| $21,450 | $67,338* | — | $27,855* | 0.41 | |
| $25,220 | $66,446* | — | $23,437* | 0.35 | |
| National Median | — | $48,676* | — | $23,475* | 0.48 |
Career Paths
Occupations commonly associated with homeland security graduates
Emergency Management Directors
Criminal Justice and Law Enforcement Teachers, Postsecondary
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
Postsecondary Teachers, All Other
First-Line Supervisors of Police and Detectives
First-Line Supervisors of Security Workers
First-Line Supervisors of Protective Service Workers, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Anna Maria College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.