Analysis
With earnings of nearly $40,000 in year one and $47,000 by year four, Anoka-Ramsey's business program delivers solid income growth—though it sits right in the middle of the pack compared to other Minnesota community colleges. While it outperforms the national median by about $3,400 initially, it slightly trails the state median, landing at the 40th percentile among Minnesota business programs. Century College, for instance, produces similar outcomes with graduates earning just a few hundred dollars more.
The debt picture is more favorable. At $20,750, graduates carry somewhat less than the typical Minnesota business student and considerably less than the national 75th percentile. The debt-to-earnings ratio of 0.52 means students borrow about half their first-year salary—manageable territory that shouldn't derail financial stability. The 17% earnings bump from year one to year four suggests graduates find their footing in the workforce reasonably well.
The caveat: this data reflects fewer than 30 graduates, so individual outcomes could vary significantly. But the fundamentals work—reasonable debt paired with earnings that beat the national average and grow steadily. For families looking at Minnesota community colleges for business education, Anoka-Ramsey offers a credible option at a price point that won't require years of financial recovery.
Where Anoka-Ramsey Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Distribution
How Anoka-Ramsey Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Anoka-Ramsey Community College | $39,962 | $46,752 | +17% |
| Thomas More University | $83,571 | $68,202 | -18% |
| Indiana Wesleyan University-National & Global | $49,463 | $54,966 | +11% |
| Indiana Wesleyan University-Marion | $49,463 | $54,966 | +11% |
| Salt Lake Community College | $43,359 | $53,497 | +23% |
Compare to Similar Programs in Minnesota
Business/Commerce associates's programs at peer institutions in Minnesota (23 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,682 | $39,962 | $46,752 | $20,750 | 0.52 | |
| $6,182 | $40,489 | — | $19,750 | 0.49 | |
| National Median | — | $36,591 | — | $13,437 | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Anoka-Ramsey Community College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.