Analysis
An estimated $16,000 in debt for an associate's degree in accounting sits well below what peer programs typically produce—comparable programs nationally carry median debt of $19,354, while other Colorado accounting programs average nearly $23,000. That lighter debt load matters when projected first-year earnings of $37,000 put graduates just about even with the $36,800 state median and the $37,000 national benchmark. The 0.43 debt-to-earnings ratio suggests manageable repayment, with total debt representing less than half a year's salary.
The challenge here is that accounting associate's degrees show limited earnings growth in Colorado. Front Range Community College's graduates earn $38,838 in their first year—only marginally better than what similar programs suggest for Arapahoe—while Colorado Technical University's outcomes trail at $34,762. This clustering suggests a relatively narrow earnings band for this credential in the state, meaning the value proposition hinges more on cost control than exceptional earning potential.
For parents, the math works if your student plans to use this as an affordable stepping stone—either into the workforce with minimal debt or toward a bachelor's degree. The estimated figures suggest reasonable financial positioning, but know that this credential likely caps earnings growth unless paired with further education or professional certification.
Where Arapahoe Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Colorado
Accounting associates's programs at peer institutions in Colorado (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,308 | $37,001* | — | $15,979* | — | |
| $4,740 | $38,838* | $44,590 | $21,625* | 0.56 | |
| $12,760 | $34,762* | $33,781 | $24,263* | 0.70 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Arapahoe Community College, approximately 10% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.