Median Earnings (1yr)
$40,702
26th percentile (25th in AZ)
Median Debt
$21,250
18% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
47
Adequate data

Analysis

Arizona Christian University's business program graduates earn $40,702 in their first year—about $13,000 less than the typical Arizona business graduate and $5,000 below the national median. That's the 25th percentile in Arizona, meaning three-quarters of business programs in the state produce higher earnings. When you consider that even University of Phoenix and DeVry graduates earn substantially more ($58,268 and $55,102 respectively), the earnings gap becomes harder to justify, regardless of the school's faith-based mission.

The debt picture offers some relief: at $21,250, graduates borrow less than both state and national medians, yielding a manageable debt-to-earnings ratio of 0.52. They'll owe roughly half their first year's salary, which should be payable within a reasonable timeframe. Still, borrowing less doesn't fully compensate for earning significantly less—your child would still be financially better off at most other Arizona business programs, many of which offer similar or lower debt loads alongside much higher earnings.

For families specifically seeking a Christian educational environment, this program makes financial sense only if that priority outweighs a $10,000-15,000 annual earnings difference compared to mainstream alternatives. For those prioritizing return on investment, Arizona's public universities and even its for-profit institutions deliver substantially better outcomes for business majors.

Where Arizona Christian University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Arizona Christian UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Arizona Christian University graduates compare to all programs nationally

Arizona Christian University graduates earn $41k, placing them in the 26th percentile of all business administration, management and operations bachelors programs nationally.

Compare to Similar Programs in Arizona

Business Administration, Management and Operations bachelors's programs at peer institutions in Arizona (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Arizona Christian University$40,702—$21,2500.52
Embry-Riddle Aeronautical University-Prescott$66,999$77,767$20,5080.31
Arizona State University Digital Immersion$61,117$70,685$22,0000.36
Arizona State University Campus Immersion$61,117$70,685$22,0000.36
University of Phoenix-Arizona$58,268$56,533$42,3860.73
DeVry University-Arizona$55,102$55,550$46,7970.85
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
Embry-Riddle Aeronautical University-Prescott
Prescott
$42,204$66,999$20,508
Arizona State University Digital Immersion
Scottsdale
—$61,117$22,000
Arizona State University Campus Immersion
Tempe
$12,051$61,117$22,000
University of Phoenix-Arizona
Phoenix
$9,552$58,268$42,386
DeVry University-Arizona
Phoenix
$17,488$55,102$46,797

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Arizona Christian University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.