Median Earnings (1yr)
$43,060
5th percentile (25th in AR)
Median Debt
$20,915
10% below national median
Debt-to-Earnings
0.49
Manageable
Sample Size
50
Adequate data

Analysis

Arkansas State's finance graduates start at $43,060—nearly $11,000 below the state median and ranking in just the 5th percentile nationally. Within Arkansas alone, this program trails the University of Arkansas by over $13,000 and sits near the bottom of the state's finance programs. Even Harding and Ouachita Baptist, private schools with higher tuition, deliver substantially better outcomes.

The 16% earnings growth to $50,000 by year four is solid, and the debt load of $20,915 won't trap graduates. But that still leaves them earning less than what typical finance majors make immediately after graduation elsewhere. The gap isn't explained by cost of living—other Arkansas schools using the same labor market achieve much better results with similar debt levels.

For families considering in-state options, this is a program where paying more elsewhere in Arkansas would likely pay off quickly. The University of Arkansas or even UA Little Rock would mean starting $13,000-$17,000 ahead annually, which dwarfs any tuition savings. Unless circumstances require staying in Jonesboro specifically, this finance degree represents a weak launch into a typically lucrative field.

Where Arkansas State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Arkansas State UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Arkansas State University graduates compare to all programs nationally

Arkansas State University graduates earn $43k, placing them in the 5th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Finance and Financial Management Services bachelors's programs at peer institutions in Arkansas (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Arkansas State University$43,060$50,002$20,9150.49
University of Arkansas at Little Rock$60,521$49,203$20,1520.33
University of Arkansas$56,387$69,566$22,9240.41
Harding University$53,876$75,356$27,2500.51
Ouachita Baptist University$53,195$59,472$21,3200.40
University of Central Arkansas$44,343$58,261$20,0000.45
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Arkansas at Little Rock
Little Rock
$8,455$60,521$20,152
University of Arkansas
Fayetteville
$9,748$56,387$22,924
Harding University
Searcy
$24,888$53,876$27,250
Ouachita Baptist University
Arkadelphia
$32,480$53,195$21,320
University of Central Arkansas
Conway
$10,118$44,343$20,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Arkansas State University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 50 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.