Est. Earnings (1yr)
$44,355
Est. from KY median (7 programs)
Est. Median Debt
$25,812
Est. from national median (159 programs)

Analysis

A $44,000 starting salary might work for a finance degree—if it weren't nearly $10,000 below what similar programs produce nationally. Based on comparable Kentucky finance programs, Asbury's estimated earnings land at the state median, but that puts graduates at a significant disadvantage compared to peers entering the same job market from larger state universities. When University of Kentucky finance graduates start at $58,000 and even Western Kentucky matches the $44,000 figure, the gap becomes harder to ignore.

The estimated $25,800 debt load creates a manageable 0.58 debt-to-earnings ratio, slightly above the national median debt for finance programs. That's not inherently problematic—many graduates can handle this level of obligation on a mid-$40,000 salary. The real question is whether Asbury's value proposition in career preparation and networking justifies the earnings differential, particularly since the school's 26% Pell grant rate suggests it serves students who may have less financial cushion during those early career years.

For families committed to Asbury's faith-based environment, this finance program won't bury your child in unmanageable debt. But you should understand you're likely paying a premium—whether in tuition costs, opportunity cost, or both—for that specific campus experience. If career earnings and ROI are the priority, the state's flagship universities are producing measurably better financial outcomes for finance majors, and that gap matters when building wealth over a lifetime.

Where Asbury University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Kentucky

Finance and Financial Management Services bachelors's programs at peer institutions in Kentucky (11 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Asbury UniversityWilmore$33,640$44,355*$25,812*
University of KentuckyLexington$13,212$58,422*$71,215$22,375*0.38
University of LouisvilleLouisville$12,828$52,167*$63,447$22,500*0.43
Northern Kentucky UniversityHighland Heights$10,896$50,457*$62,699$25,287*0.50
Western Kentucky UniversityBowling Green$11,436$44,355*$56,321$19,500*0.44
Murray State UniversityMurray$9,708$43,320*$46,651$21,500*0.50
National Median$53,590*$23,332*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Asbury University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in KY. Actual outcomes may vary.