Analysis
A $44,000 starting salary might work for a finance degree—if it weren't nearly $10,000 below what similar programs produce nationally. Based on comparable Kentucky finance programs, Asbury's estimated earnings land at the state median, but that puts graduates at a significant disadvantage compared to peers entering the same job market from larger state universities. When University of Kentucky finance graduates start at $58,000 and even Western Kentucky matches the $44,000 figure, the gap becomes harder to ignore.
The estimated $25,800 debt load creates a manageable 0.58 debt-to-earnings ratio, slightly above the national median debt for finance programs. That's not inherently problematic—many graduates can handle this level of obligation on a mid-$40,000 salary. The real question is whether Asbury's value proposition in career preparation and networking justifies the earnings differential, particularly since the school's 26% Pell grant rate suggests it serves students who may have less financial cushion during those early career years.
For families committed to Asbury's faith-based environment, this finance program won't bury your child in unmanageable debt. But you should understand you're likely paying a premium—whether in tuition costs, opportunity cost, or both—for that specific campus experience. If career earnings and ROI are the priority, the state's flagship universities are producing measurably better financial outcomes for finance majors, and that gap matters when building wealth over a lifetime.
Where Asbury University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Kentucky
Finance and Financial Management Services bachelors's programs at peer institutions in Kentucky (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,640 | $44,355* | — | $25,812* | — | |
| $13,212 | $58,422* | $71,215 | $22,375* | 0.38 | |
| $12,828 | $52,167* | $63,447 | $22,500* | 0.43 | |
| $10,896 | $50,457* | $62,699 | $25,287* | 0.50 | |
| $11,436 | $44,355* | $56,321 | $19,500* | 0.44 | |
| $9,708 | $43,320* | $46,651 | $21,500* | 0.50 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Asbury University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in KY. Actual outcomes may vary.