Median Earnings (1yr)
$52,167
42nd percentile (60th in KY)
Median Debt
$22,500
4% below national median
Debt-to-Earnings
0.43
Manageable
Sample Size
98
Adequate data

Analysis

University of Louisville's finance program offers solid value for Kentucky students, especially those planning to stay in-state. Starting salaries of $52,167 rank in the 60th percentile among Kentucky finance programs—meaningfully above the state median of $44,355 and roughly $10,000 ahead of comparable regional schools like Western Kentucky and Murray State. Only the University of Kentucky posts notably stronger outcomes.

The debt picture reinforces this value proposition. At $22,500, graduates borrow slightly less than both state and national averages, creating a manageable debt-to-earnings ratio of 0.43. Combined with 22% earnings growth over the first four years, most graduates should find themselves on stable financial footing relatively quickly. The moderate sample size suggests these figures reflect a reasonably consistent graduate experience.

The national comparison tells a more nuanced story—earnings land below the $53,590 national median for finance programs. But context matters here: Louisville's 81% admission rate and $1,147 average SAT indicate this is an accessible program serving a broad population. For Kentucky families facing in-state tuition rates, this program delivers better returns than most local alternatives without the debt burden that typically accompanies stretch schools. If your child wants to build a finance career in Kentucky without betting everything on admission to UK, Louisville represents a practical middle ground.

Where University of Louisville Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of LouisvilleOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Louisville graduates compare to all programs nationally

University of Louisville graduates earn $52k, placing them in the 42th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Finance and Financial Management Services bachelors's programs at peer institutions in Kentucky (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Louisville$52,167$63,447$22,5000.43
University of Kentucky$58,422$71,215$22,3750.38
Northern Kentucky University$50,457$62,699$25,2870.50
Western Kentucky University$44,355$56,321$19,5000.44
Murray State University$43,320$46,651$21,5000.50
Morehead State University$41,360$41,590——
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Kentucky
Lexington
$13,212$58,422$22,375
Northern Kentucky University
Highland Heights
$10,896$50,457$25,287
Western Kentucky University
Bowling Green
$11,436$44,355$19,500
Murray State University
Murray
$9,708$43,320$21,500
Morehead State University
Morehead
$9,838$41,360—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Louisville, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 98 graduates with reported earnings and 95 graduates with debt data. Small samples may not be representative.