Median Earnings (1yr)
$50,350
35th percentile (25th in CA)
Median Debt
$39,750
59% above national median
Debt-to-Earnings
0.79
Manageable
Sample Size
203
Adequate data

Analysis

Ashford's accounting graduates face an unusual challenge: their earnings actually decline between years one and four, dropping from $50,350 to $48,351. This is rare in accounting, a field where skills and credentials typically command higher pay over time. The starting salary lands in the 25th percentile among California programs—well below the state median of $62,202—and trails the national average by $3,000.

The debt load creates additional pressure. At $39,750, graduates carry about $15,000 more debt than typical California accounting majors. That 0.79 debt-to-earnings ratio isn't catastrophic, but it means nearly a full year's salary goes toward repayment—a tighter squeeze when your earnings aren't growing. For comparison, programs like Santa Clara ($78,417) and USC ($73,903) not only start higher but maintain upward salary trajectories.

The pattern here suggests potential issues with either credential recognition or career advancement opportunities for Ashford graduates in California's competitive accounting market. Unless this program offers specific advantages like flexible scheduling for working adults at a significantly lower sticker price, California families should expect better outcomes from state programs that deliver higher earnings with less debt. The downward earnings trend is the real warning sign—accounting careers shouldn't peak in year one.

Where Ashford University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Ashford UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ashford University graduates compare to all programs nationally

Ashford University graduates earn $50k, placing them in the 35th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ashford University$50,350$48,351$39,7500.79
Santa Clara University$78,417$101,411$19,2500.25
University of Southern California$73,903$90,072$16,5000.22
California Lutheran University$72,696$75,436$21,8580.30
University of San Francisco$72,588$92,299$24,6600.34
Menlo College$71,067$92,161$26,9550.38
National Median$53,694—$25,0000.47

Other Accounting Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Santa Clara University
Santa Clara
$59,241$78,417$19,250
University of Southern California
Los Angeles
$68,237$73,903$16,500
California Lutheran University
Thousand Oaks
$50,670$72,696$21,858
University of San Francisco
San Francisco
$58,222$72,588$24,660
Menlo College
Atherton
$51,070$71,067$26,955

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ashford University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 203 graduates with reported earnings and 268 graduates with debt data. Small samples may not be representative.