Analysis
USC's accounting program lands graduates in strong positions—$74K starting and $90K by year four—but here's the surprise: that's only middle-of-the-pack for California. While these graduates earn 38% more than the national accounting median, they trail several lesser-known California programs, including Santa Clara, Cal Lutheran, and University of San Francisco. At 60th percentile statewide, USC accounting underperforms what you'd expect from a school with a 10% admission rate and 1500+ SAT scores.
The debt picture, however, is exceptional. At $16,500, graduates carry about 30% less debt than California's median for accounting programs and barely one-fifth of first-year earnings. This combination—solid earnings with minimal debt—creates immediate financial freedom that higher-earning programs with typical debt loads can't match. The 22% earnings growth to year four also suggests strong career trajectory, even if the starting point isn't elite by California standards.
For families paying USC's private tuition, this represents a calculated trade: you're buying the Trojan network and brand recognition, but not necessarily the highest accounting salaries in the state. If you're already committed to USC for the overall experience, accounting is financially safe. But for families focused purely on accounting ROI, the state schools outperforming USC at lower admission costs deserve serious consideration.
Where University of Southern California Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Southern California graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Southern California | $73,903 | $90,072 | +22% |
| Santa Clara University | $78,417 | $101,411 | +29% |
| University of San Francisco | $72,588 | $92,299 | +27% |
| Menlo College | $71,067 | $92,161 | +30% |
| Loyola Marymount University | $70,960 | $91,902 | +30% |
Compare to Similar Programs in California
Accounting bachelors's programs at peer institutions in California (44 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $68,237 | $73,903 | $90,072 | $16,500 | 0.22 | |
| $59,241 | $78,417 | $101,411 | $19,250 | 0.25 | |
| $50,670 | $72,696 | $75,436 | $21,858 | 0.30 | |
| $58,222 | $72,588 | $92,299 | $24,660 | 0.34 | |
| $51,070 | $71,067 | $92,161 | $26,955 | 0.38 | |
| $58,974 | $70,960 | $91,902 | $17,000 | 0.24 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern California, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 131 graduates with reported earnings and 124 graduates with debt data. Small samples may not be representative.