Analysis
Santa Clara University accounting graduates earn $78,417 in their first yearβ46% above the national median and 26% above California's already-strong state average. This puts the program in the 95th percentile nationally and 80th percentile within California, trailing only USC among major private universities in the state. The $19,250 median debt is remarkably low for such strong outcomes, creating a debt-to-earnings ratio of just 0.25 (meaning debt equals roughly three months of salary). That debt figure is also 23% below the national median and 17% below California's typical accounting program.
The earnings trajectory looks particularly solid: graduates see 29% income growth by year four, reaching $101,411. While USC's brand might open certain doors, Santa Clara's combination of Silicon Valley location, Big Four accounting firm connections, and significantly lower debt makes it a compelling alternative at nearly $10,000 less in starting earnings but $4,000-6,000 less in typical debt. The moderate sample size (30-100 graduates) suggests these outcomes are reasonably reliable without being statistically fragile.
For parents weighing accounting programs in California, Santa Clara offers elite-level outcomes without the debt burden of competitors. The 44% admission rate makes it more accessible than USC while delivering comparable professional results.
Where Santa Clara University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Santa Clara University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Santa Clara University | $78,417 | $101,411 | +29% |
| University of San Francisco | $72,588 | $92,299 | +27% |
| Menlo College | $71,067 | $92,161 | +30% |
| Loyola Marymount University | $70,960 | $91,902 | +30% |
| Saint Mary's College of California | $66,628 | $91,480 | +37% |
Compare to Similar Programs in California
Accounting bachelors's programs at peer institutions in California (44 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $59,241 | $78,417 | $101,411 | $19,250 | 0.25 | |
| $68,237 | $73,903 | $90,072 | $16,500 | 0.22 | |
| $50,670 | $72,696 | $75,436 | $21,858 | 0.30 | |
| $58,222 | $72,588 | $92,299 | $24,660 | 0.34 | |
| $51,070 | $71,067 | $92,161 | $26,955 | 0.38 | |
| $58,974 | $70,960 | $91,902 | $17,000 | 0.24 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Santa Clara University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 67 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.