Median Earnings (1yr)
$78,417
95th percentile (80th in CA)
Median Debt
$19,250
23% below national median
Debt-to-Earnings
0.25
Manageable
Sample Size
67
Adequate data

Analysis

Santa Clara University accounting graduates earn $78,417 in their first year—46% above the national median and 26% above California's already-strong state average. This puts the program in the 95th percentile nationally and 80th percentile within California, trailing only USC among major private universities in the state. The $19,250 median debt is remarkably low for such strong outcomes, creating a debt-to-earnings ratio of just 0.25 (meaning debt equals roughly three months of salary). That debt figure is also 23% below the national median and 17% below California's typical accounting program.

The earnings trajectory looks particularly solid: graduates see 29% income growth by year four, reaching $101,411. While USC's brand might open certain doors, Santa Clara's combination of Silicon Valley location, Big Four accounting firm connections, and significantly lower debt makes it a compelling alternative at nearly $10,000 less in starting earnings but $4,000-6,000 less in typical debt. The moderate sample size (30-100 graduates) suggests these outcomes are reasonably reliable without being statistically fragile.

For parents weighing accounting programs in California, Santa Clara offers elite-level outcomes without the debt burden of competitors. The 44% admission rate makes it more accessible than USC while delivering comparable professional results.

Where Santa Clara University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Santa Clara UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Santa Clara University graduates compare to all programs nationally

Santa Clara University graduates earn $78k, placing them in the 95th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Santa Clara University$78,417$101,411$19,2500.25
University of Southern California$73,903$90,072$16,5000.22
California Lutheran University$72,696$75,436$21,8580.30
University of San Francisco$72,588$92,299$24,6600.34
Menlo College$71,067$92,161$26,9550.38
Loyola Marymount University$70,960$91,902$17,0000.24
National Median$53,694$25,0000.47

Other Accounting Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Southern California
Los Angeles
$68,237$73,903$16,500
California Lutheran University
Thousand Oaks
$50,670$72,696$21,858
University of San Francisco
San Francisco
$58,222$72,588$24,660
Menlo College
Atherton
$51,070$71,067$26,955
Loyola Marymount University
Los Angeles
$58,974$70,960$17,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Santa Clara University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 67 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.