Median Earnings (1yr)
$38,697
95th percentile (60th in MA)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.70
Manageable
Sample Size
30
Adequate data

Analysis

Assumption University's psychology graduates start at $38,697—well above the national median but solidly middle-of-the-pack for Massachusetts. While that first-year number ranks in the 95th percentile nationally, it lands at just the 60th percentile statewide, reminding parents that Massachusetts psychology graduates generally earn more across the board. The $27,000 in median debt sits comfortably below both national and state averages, giving graduates some breathing room despite the higher cost of living in Worcester.

The real story here is the earnings trajectory. Graduates see their pay jump 36% by year four, reaching $52,623—strong growth that suggests this program opens doors to career advancement rather than leaving graduates stuck in entry-level positions. The debt-to-earnings ratio of 0.70 means students borrow less than one year's starting salary, a manageable threshold that most financial aid experts consider sustainable.

For a family considering Assumption versus flagship state schools or community colleges with transfer paths, the numbers suggest you're paying for modest premium outcomes. This isn't Bentley ($62,218) or Boston College ($44,760), but it's also not a risky bet. The combination of reasonable debt and solid earnings growth means most graduates should be able to service their loans while building toward mid-career salaries that justify the investment.

Where Assumption University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Assumption UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Assumption University graduates compare to all programs nationally

Assumption University graduates earn $39k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Assumption University$38,697$52,623$27,0000.70
Bentley University$62,218$25,4940.41
Boston College$44,760$59,196$18,0000.40
Williams College$43,943$57,158$13,4160.31
Endicott College$43,646$50,853$27,0000.62
College of the Holy Cross$41,099$56,085$27,0000.66
National Median$31,482$25,5000.81

Other Psychology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bentley University
Waltham
$58,150$62,218$25,494
Boston College
Chestnut Hill
$67,680$44,760$18,000
Williams College
Williamstown
$64,860$43,943$13,416
Endicott College
Beverly
$39,212$43,646$27,000
College of the Holy Cross
Worcester
$60,850$41,099$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Assumption University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 62 graduates with debt data. Small samples may not be representative.