Analysis
A $24,915 debt load represents a manageable burden given what similar chemistry programs typically produce in earnings. While Athens State's specific outcomes aren't available, the national median for chemistry bachelor's degrees sits at $42,581 in first-year earnings—putting the estimated debt-to-earnings ratio at 0.59, well within the comfortable range for loan repayment. Chemistry majors at comparable programs generally see starting salaries that make monthly loan payments workable, typically around 10-15% of gross income.
Alabama's chemistry programs show considerable variation in outcomes, though. The University of North Alabama reports first-year earnings near $49,500, while UAB comes in around $34,000—a $15,000 spread that matters significantly when you're budgeting loan payments. Athens State likely falls somewhere in this range, but without program-specific data, you're making this decision with less certainty than you'd have at schools with published outcomes.
The practical question is whether you're comfortable with that uncertainty given Athens State's other advantages—location, cost structure, or transfer-friendly policies for instance. The debt estimate suggests reasonable risk based on what peer programs achieve, and chemistry degrees generally lead to stable employment. But if precise outcome data matters for your planning, programs with reported figures would give you clearer ground to stand on.
Where Athens State University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Alabama
Chemistry bachelors's programs at peer institutions in Alabama (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $42,581* | — | $24,915* | — | |
| $11,990 | $49,497* | $70,485 | $24,830* | 0.50 | |
| $8,832 | $33,931* | — | $26,000* | 0.77 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Athens State University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.