Business Administration, Management and Operations at Atlantic Cape Community College

Atlantic Cape Community College's business administration program starts graduates at just $27,155—substantially below both New Jersey's median ($33,282) and the national average ($33,977). Among the 26 New Jersey schools offering this associate degree, it ranks in only the 25th percentile, meaning three-quarters of similar programs produce better initial outcomes. Compare this to nearby Hudson County Community College, where business grads earn $34,810 right out of the gate—nearly $8,000 more annually.

The silver lining here is significant earnings growth: graduates see their income jump 28% by year four, reaching $34,699. That trajectory eventually brings them close to state norms. The debt load also works in graduates' favor at $8,975, well below both state and national medians. Still, even with manageable debt, the 0.33 debt-to-earnings ratio reflects that weak starting salary.

For a family considering this program, the question is whether four years of catch-up growth justifies starting so far behind. The relatively low debt provides breathing room, but your child would begin their career earning significantly less than peers at other New Jersey community colleges. If Atlantic Cape offers compelling personal advantages—location, scheduling, support services—the affordable debt makes it workable. Otherwise, other state options deliver better immediate returns without requiring years to reach competitive earnings.