Median Earnings (1yr)
$30,640
43rd percentile (60th in FL)
Median Debt
$18,500
27% below national median
Debt-to-Earnings
0.60
Manageable
Sample Size
29
Limited data

Analysis

Ave Maria's psychology program carries relatively light debt—$18,500 versus a $24,562 state median—but earnings tell a more complicated story. At $30,640 in the first year, graduates earn just above the state median and land in the 60th percentile among Florida's 44 psychology programs. However, they trail the national average and sit well below top performers like Trinity International ($40K) or Saint Leo ($36K). The 26% earnings growth to year four brings graduates to $38,617, which is solid progression but doesn't fully close the gap with stronger programs.

The debt-to-earnings ratio of 0.60 is actually quite manageable for a psychology degree, where many graduates carry significantly heavier burdens. The tradeoff here is straightforward: lower debt but also lower initial earning power. For a family prioritizing affordability and planning for graduate school (where many psychology majors eventually land), that lighter debt load has real value.

Important caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary considerably. The numbers suggest a decent value proposition for Florida families—particularly those avoiding massive debt—but this isn't a top-tier earning program. If your student is serious about maximizing early career income with just a bachelor's degree, the higher-earning Florida options deserve a close look.

Where Ave Maria University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Ave Maria UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ave Maria University graduates compare to all programs nationally

Ave Maria University graduates earn $31k, placing them in the 43th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Psychology bachelors's programs at peer institutions in Florida (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ave Maria University$30,640$38,617$18,5000.60
Trinity International University-Florida$39,980—$24,5620.61
Saint Leo University$36,139$35,931$32,4610.90
Palm Beach Atlantic University$35,403$39,584$25,2810.71
University of South Florida$32,438$40,991$21,2670.66
Keiser University-Ft Lauderdale$32,346$35,291$49,6881.54
National Median$31,482—$25,5000.81

Other Psychology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Trinity International University-Florida
Miami
$14,180$39,980$24,562
Saint Leo University
Saint Leo
$28,360$36,139$32,461
Palm Beach Atlantic University
West Palm Beach
$37,990$35,403$25,281
University of South Florida
Tampa
$6,410$32,438$21,267
Keiser University-Ft Lauderdale
Fort Lauderdale
$24,136$32,346$49,688

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ave Maria University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.