Analysis
Ave Maria's psychology program carries relatively light debt—$18,500 versus a $24,562 state median—but earnings tell a more complicated story. At $30,640 in the first year, graduates earn just above the state median and land in the 60th percentile among Florida's 44 psychology programs. However, they trail the national average and sit well below top performers like Trinity International ($40K) or Saint Leo ($36K). The 26% earnings growth to year four brings graduates to $38,617, which is solid progression but doesn't fully close the gap with stronger programs.
The debt-to-earnings ratio of 0.60 is actually quite manageable for a psychology degree, where many graduates carry significantly heavier burdens. The tradeoff here is straightforward: lower debt but also lower initial earning power. For a family prioritizing affordability and planning for graduate school (where many psychology majors eventually land), that lighter debt load has real value.
Important caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary considerably. The numbers suggest a decent value proposition for Florida families—particularly those avoiding massive debt—but this isn't a top-tier earning program. If your student is serious about maximizing early career income with just a bachelor's degree, the higher-earning Florida options deserve a close look.
Where Ave Maria University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Ave Maria University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Ave Maria University | $30,640 | $38,617 | +26% |
| University of Miami | $30,417 | $47,513 | +56% |
| University of Florida-Online | $26,003 | $46,888 | +80% |
| University of Florida | $26,003 | $46,888 | +80% |
| Florida State University | $30,140 | $44,481 | +48% |
Compare to Similar Programs in Florida
Psychology bachelors's programs at peer institutions in Florida (44 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $28,222 | $30,640 | $38,617 | $18,500 | 0.60 | |
| $14,180 | $39,980 | — | $24,562 | 0.61 | |
| $28,360 | $36,139 | $35,931 | $32,461 | 0.90 | |
| $37,990 | $35,403 | $39,584 | $25,281 | 0.71 | |
| $6,410 | $32,438 | $40,991 | $21,267 | 0.66 | |
| $24,136 | $32,346 | $35,291 | $49,688 | 1.54 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ave Maria University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 29 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.